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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
We have closed many loans with Carmen Cipolone, be sure to ask him about his 12-day close!!
Reply from Carmen Cipolone Mortgage Loan Offic...
November 12th, 2025 01:23 AM
Thank you Richard. You are a great client and professional.
We have closed many loans with Carmen Cipolone, be sure to ask him about his 12-day close!!
Reply from Carmen Cipolone Mortgage Loan Offic...
November 12th, 2025 01:23 AM
Thank you Richard. You are a great client and professional.
Carmen was beyond helpful in our first time home buy with crazy high expectations interest rates. He was able to get us below market rate and guided us seamlessly in a very fast escrow. Carmen allowed us to win over higher bids with great and...
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Reply from Owner
October 11th, 2023 12:00 AM
Dear Awse and Ola, Thank you so much for taking the time to leave this fantastic review! I'm thrilled to hear about your positive experience and am honored to have been a part of your first-time home buying journey. Your kind words are truly...
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Carmen was beyond helpful in our first time home buy with crazy high expectations interest rates. He was able to get us below market rate and guided us seamlessly in a very fast escrow. Carmen allowed us to win over higher bids with great and...
read more
Reply from Owner
October 11th, 2023 12:00 AM
Dear Awse and Ola, Thank you so much for taking the time to leave this fantastic review! I'm thrilled to hear about your positive experience and am honored to have been a part of your first-time home buying journey. Your kind words are truly...
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Carmen and his team made it a stress free no hassle refinance for my home, and I would highly recommend Carmen and his team if you are a veteran looking to take an cash out refinance and are using your VA loan.
Reply from Owner
May 21st, 2024 12:00 AM
Thank you Justin. You were a pleasure to work with. 🇺🇸
Carmen and his team made it a stress free no hassle refinance for my home, and I would highly recommend Carmen and his team if you are a veteran looking to take an cash out refinance and are using your VA loan.
Reply from Owner
May 21st, 2024 12:00 AM
Thank you Justin. You were a pleasure to work with. 🇺🇸
Carmen was so patient and helpful though the entire process. I'm a first time home buyer so he explained everything in a way I could easily understand. He was always available. He was professionally and kind. He definitely knows his profession...
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Reply from Owner
September 22nd, 2023 12:00 AM
Thank you for the kind remarks. It was a pleasure working with you.
Carmen was so patient and helpful though the entire process. I'm a first time home buyer so he explained everything in a way I could easily understand. He was always available. He was professionally and kind. He definitely knows his profession...
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Reply from Owner
September 22nd, 2023 12:00 AM
Thank you for the kind remarks. It was a pleasure working with you.
Carmen is outstanding, knowledgeable ,friendly and efficient. Made my VA home loan process easy and fast . He was always available when I had questions. Thanks Carmen for everything .
Reply from Owner
September 22nd, 2023 12:00 AM
Thank you Tony. Thanks again for your service. 🇺🇸
My situation was not normal to say the least. I have some extenuating circumstances still affecting me getting a mortgage. But I have to say Carmen and his team were great! They kept looking until we found something that worked and I just closed...
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Reply from Owner
September 22nd, 2023 12:00 AM
Thank you Danny. It was a pleasure. :)
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004
Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery
Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589