Carmen Cipolone
Branch Manager|Mortgage Loan Officer
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
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Reviews from Web
Best service i have ever had. You would not go wrong choseing Carmen Cipolone
Reply from Owner
July 21st, 2026 06:06 PM
Thank you so much, Diane! It was truly a pleasure helping you through the process. I’m grateful for your kind words and your trust in me. Knowing you had such a great experience means a lot. Wishing you all the best, and if you or anyone you...
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Refinancing consists of a lot of pieces and raises many questions. During this process, Carmen answered questions quickly and professionally. The few potential issues that arose were anticipated and dealt with. Kristina and I highly recommend...
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Reply from Owner
July 18th, 2026 11:07 AM
Thank you so much, Kenneth! It was a pleasure helping you and Kristina through your refinance. I know there are a lot of moving parts, so I’m glad I could make the process smooth and keep you informed every step of the way. I truly appreciate...
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Carmen was excellent! He was always on top of things, very professional, and helped me get the best fit for my mortgage.
Reply from Owner
July 18th, 2026 11:08 AM
Thank you, Kassidy! I really appreciate your kind words. It was a pleasure working with you, and I’m so glad we found the mortgage that fit your needs. Thank you for trusting me with such an important decision. Wishing you all the best, and...
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Carmen is attentive, proactive and detail oriented. Our deal closed in short order. He will be our first call for mortgages from now on!
Reply from Owner
July 17th, 2026 12:16 AM
Thank you, Rick! I really appreciate you taking the time to leave a review. It was a pleasure working with you, and I’m glad we were able to make the process smooth from start to finish. Wishing you and your family many happy years in your...
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Carmen was great to work with. He was very knowledgeable about the process and once we told him what we were looking for he was able to put us with the right loan to best maximize our ability to get the loan as well as guide us through a seamless...
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Reply from Owner
July 15th, 2026 07:24 PM
Doug, thank you so much for the kind words! It was truly a pleasure helping you through the home financing process. I'm glad we were able to find the loan option that fit your goals and make everything as smooth as possible from start to finish....
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Carmen was a pleasure to work with. He went out of his way to understand not only the property we were purchasing, but why we were purchasing it, so he was able to match us with the perfect loan…..at a GREAT rate!He was always available and...
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Reply from Owner
July 2nd, 2026 11:21 PM
Bill, thank you so much for the thoughtful review and for trusting me with your home purchase. It was truly a pleasure working with you throughout the process.I always strive to make sure my clients understand every step of the loan process...
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Carman recently helped us refinance our mortgage. He was fantastic to work with. Super knowledgeable, patient, accurate, and during the process we always felt very comfortable reaching out to him. I would highly recommend working with him,...
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Reply from Owner
June 25th, 2026 10:50 PM
Thank you, Bill! I truly appreciate the kind words and the opportunity to help with your refinance. I'm so glad we were able to save you money and make the process a positive experience. Thank you for putting your trust in me—it was a pleasure...
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Carmen is awesome! I needed help with a quote and he went above and beyond to get me what I needed in less than an hour. This is the type of person you want to do business with.
Reply from Owner
June 16th, 2026 11:26 PM
Thank you so much for the kind words! I know how important timing is, and I'm glad I could help get you the information you needed quickly. My goal is always to make the process as smooth and stress-free as possible while providing honest guidance...
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Carmen was great to work with. He got us a great rate and the process was quick and effortless. Highly recommend.
Reply from Owner
June 16th, 2026 05:12 PM
Thank you so much for the kind words! It was a pleasure helping you through the process. I'm glad we were able to secure a great rate and make everything smooth and stress-free from start to finish. Thank you for trusting me with your home...
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I currently live in Japan, and despite the 16-hour time difference, Carmen Cipolone made the entire home-buying process smooth and stress-free.While shopping for homes, Carmen prepared loan estimates for four different properties I considered....
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Reply from Owner
June 13th, 2026 09:56 AM
Thank you so much for your thoughtful review and for trusting me with your home purchase from halfway around the world.Working through a 16-hour time difference certainly presented some unique challenges, but helping you achieve your goal of...
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004
Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery
Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589