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Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer - Branch Manager|Mortgage Loan Officer in Indian Harbour Beach, FL
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Branch Manager|Mortgage Loan Officer

The Simpleloan Group
Bloomsburg University of Pennsylvania
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
The Simpleloan Group
Bloomsburg University of Pennsylvania
Bloomsburg University of Pennsylvania
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
View All days
Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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0%
1 Star
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Reviews from Web
  • Zillow
    W
    William J
    Vista, CA
    Posted on May 13th, 2024 12:00 AM
    My wife and I recently went through the home buying process, and we cannot speak highly enough of our loan officer, Carmen. From start to finish, Carmen provided us with exceptional service, guiding us through every step of the process with...
    read more
    Reply from Owner
    May 21st, 2024 12:00 AM
    Thank you. Glad I was able to meet your needs and deliver. 🇺🇸
  • Zillow
    J
    Jayjordan0699
    Vista, CA
    Posted on May 8th, 2024 12:00 AM
    My wife and I recently went through the home buying process, and we cannot speak highly enough of our loan officer, Carmen. From start to finish, Carmen provided us with exceptional service, guiding us through every step of the process with...
    read more
    Reply from Owner
    May 21st, 2024 12:00 AM
    Thank you Jay and Veronica. You were an absolute pleasure to work with. 🇺🇸
  • Zillow
    J
    Jayjordan0699
    Vista, CA
    Posted on May 8th, 2024 12:00 AM
    My wife and I recently went through the home buying process, and we cannot speak highly enough of our loan officer, Carmen. From start to finish, Carmen provided us with exceptional service, guiding us through every step of the process with...
    read more
    Reply from Owner
    May 21st, 2024 12:00 AM
    Thank you Jay and Veronica. You were an absolute pleasure to work with. 🇺🇸
  • Zillow
    D
    Daniel H
    Melbourne, FL
    Posted on February 13th, 2024 12:00 AM
    Carmen made the process extremely efficient, which caused there to be no stress when going through this entire process. His team is very professional and I will certainly use him for any future refinancing and/or home projects.He's the best...
    read more
    Reply from Owner
    May 21st, 2024 12:00 AM
    Thank you Danny. Hope all is going well on the east coast.
  • Zillow
    D
    Daniel H
    Melbourne, FL
    Posted on February 13th, 2024 12:00 AM
    Carmen made the process extremely efficient, which caused there to be no stress when going through this entire process. His team is very professional and I will certainly use him for any future refinancing and/or home projects.He's the best...
    read more
    Reply from Owner
    May 21st, 2024 12:00 AM
    Thank you Danny. Hope all is going well on the east coast.
  • Zillow
    V
    Vincentandtimothy
    Richmond, CA
    Posted on December 13th, 2023 12:00 AM
    Carmen was awesome. We kept hesitating which lender to go to until the last minute and he didn’t pressure us. He was really understanding and flexible, getting us a great deal and working over the weekend to make it happened. That was not my...
    read more
    Reply from Carmen Cipolone
    May 21st, 2024 12:00 AM
    Thank you fellas. I had a great experience with you.
  • Zillow
    J
    Justin R N
    Brooksville, FL
    Posted on December 12th, 2023 12:00 AM
    Carmen is an awesome person and great at his craft! We have used him on numerous loans across the country and he has never disappointed us! He is honest and hard working, and I highly recommend him for all your mortgage needs!
    Reply from Owner
    December 12th, 2023 12:00 AM
    I am sooo happy for you and your family. Your new place in beautiful. I cant wait to see it in person. Happy Anniversary to you as well. Hope you have a wonderful time today.
  • Zillow
    J
    Justin R N
    Brooksville, FL
    Posted on December 12th, 2023 12:00 AM
    Carmen is an awesome person and great at his craft! We have used him on numerous loans across the country and he has never disappointed us! He is honest and hard working, and I highly recommend him for all your mortgage needs!
    Reply from Owner
    December 12th, 2023 12:00 AM
    I am sooo happy for you and your family. Your new place in beautiful. I cant wait to see it in person. Happy Anniversary to you as well. Hope you have a wonderful time today.
  • Zillow
    D
    D. G
    Albrightsville, PA
    Posted on November 14th, 2023 12:00 AM
    I'm feel fortunate to have had such an excellent, kind and helpful mortgage lender. If i had a question even if it was late at night, he would answer me right away. I would highly reccommend Carmen to anyone looking to purchase a home. He walked...
    read more
    Reply from Owner
    December 12th, 2023 12:00 AM
    Thank you Dawn. I am grateful for our friendship and your trust you have in my company and I. Hope 2024 is the best year yet.
  • Zillow
    D
    D. G
    Albrightsville, PA
    Posted on November 14th, 2023 12:00 AM
    I'm feel fortunate to have had such an excellent, kind and helpful mortgage lender. If i had a question even if it was late at night, he would answer me right away. I would highly reccommend Carmen to anyone looking to purchase a home. He walked...
    read more
    Reply from Owner
    December 12th, 2023 12:00 AM
    Thank you Dawn. I am grateful for our friendship and your trust you have in my company and I. Hope 2024 is the best year yet.
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    About
    Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way. As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Specialities
    conventional
    fha
    usda
    jumbo
    va
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    Education
    • Bloomsburg University of Pennsylvania
      Business and Marketing
      Bachelor of Science in Business Administration (BSBA)
      Sep 2000 -Jun 2004
      Bloomsburg University of Pennsylvania logo
    Positions
    • The Simpleloan Group - President
      Jan 1st, 2020 - Current
    • Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan Officer
      Dec 15th, 2025 - Current
    Memberships
    • Hardcore Fitness
    • American Legion
    • Palm Bay Chamber of Commerce
    • View All
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 945589
    Gallery
    Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer - Gallery Photo
    Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer - Gallery Photo
    Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer - Gallery Photo
    Awards
    UWM Pro Elite
    Achievements
    • UWM Pro Elite
    Hobbies
    • Going To Concerts
    • Going To Sporting Events
    • Traveling
    • View All
    Disclaimer
    Mortgage Advertising Disclaimer Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589