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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Delresa R
Reply from Owner
February 18th, 2025 07:36 PM
Thank you Delresa. You are an awesome agent and human. :)
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Delresa R
Reply from Owner
February 18th, 2025 07:36 PM
Thank you Delresa. You are an awesome agent and human. :)
I had an amazing experience working with Carmen as my lender agent! From start to finish, Carmen made the entire process incredibly easy and stress-free. His professionalism, expertise, and dedication were evident every step of the way. He...
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Reply from Owner
December 19th, 2024 12:00 AM
Thank you for the 5-star review Terry!
I had an amazing experience working with Carmen as my lender agent! From start to finish, Carmen made the entire process incredibly easy and stress-free. His professionalism, expertise, and dedication were evident every step of the way. He...
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Reply from Owner
December 19th, 2024 12:00 AM
Thank you for the 5-star review Terry!
Carmen is the absolute best mortgage broker I have ever worked with. He and his entire team were on top of things to the very end. Everything worked out exactly as it was explained. He and his team are responsive and quick with answers to all...
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Reply from Owner
September 30th, 2024 12:00 AM
Thank you so much for the glowing review! We're thrilled to hear that Carmen and the team exceeded your expectations and made the process smooth and straightforward for you. Clear communication and timely responses are key, and it's wonderful...
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Carmen is the absolute best mortgage broker I have ever worked with. He and his entire team were on top of things to the very end. Everything worked out exactly as it was explained. He and his team are responsive and quick with answers to all...
read more
Reply from Owner
September 30th, 2024 12:00 AM
Thank you so much for the glowing review! We're thrilled to hear that Carmen and the team exceeded your expectations and made the process smooth and straightforward for you. Clear communication and timely responses are key, and it's wonderful...
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We have worked with Carmen twice now. He is knowledgeable, answers every question, is patient, kind and fun to work with. We have been in the midst of buying and then selling properties and he offered good solutions to help us with the timing...
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Reply from Owner
April 17th, 2025 12:00 AM
Thank you Ken and Kristina. You two are both blessings to work for and with. Happy Thursday.
We have worked with Carmen twice now. He is knowledgeable, answers every question, is patient, kind and fun to work with. We have been in the midst of buying and then selling properties and he offered good solutions to help us with the timing...
read more
Reply from Owner
April 17th, 2025 12:00 AM
Thank you Ken and Kristina. You two are both blessings to work for and with. Happy Thursday.
Carmen is detail oriented, highly responsive and a great partner through the home buying process. Hands down would recommend him to family and work with him again.
Reply from Owner
May 21st, 2024 12:00 AM
Thank you Kerri for the kind remarks. It took us some time to find that perfect home but I’m glad we accomplished the mission. Congratulations and God Bless.
My wife and I recently went through the home buying process, and we cannot speak highly enough of our loan officer, Carmen. From start to finish, Carmen provided us with exceptional service, guiding us through every step of the process with...
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Reply from Owner
May 21st, 2024 12:00 AM
Thank you. Glad I was able to meet your needs and deliver. 🇺🇸
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589