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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
I had a super smooth and stress-free experience working with Carmen. He walked me through every step clearly and made the whole process manageable, highly recommend.
Reply from Owner
November 20th, 2025 03:30 AM
Thank you very much for the kind words, Miss Pip. Glad I was able to help.
I had a smooth and stress-free experience working with this mortgage lender. They walked me through every step clearly and made the whole process feel manageable, highly recommend.
Reply from Carmen Cipolone
November 20th, 2025 03:15 AM
I'm glad to hear that you had a smooth experience, Julyssa. It was my goal to make the process as clear and manageable as possible for you. Thank you for your kind words and recommendation!
I have purchased a lot of homes over the years. I can say that working with Carmen has been the best lender I have ever had the pleasure of working with. Carmen was an absolute professional throughout the process. He was very communicative,...
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Reply from Owner
October 16th, 2025 12:00 AM
Jacqueline, thank you for your kind words. It was a pleasure working with you. You are a wonderful woman and I’m happy we met!
Carmen Cipilone shops the best deals for mortgages and got a rate for me that I was very happy with. He was very responsive to my interests, doing his best to find out what my need was and to ensure that it was met.
Reply from Owner
October 16th, 2025 12:00 AM
Dr Gilliam it was a pleasure serving you and your family. Thank you for all you do!
I don’t think I could have gotten my dream home without Carmen. He navigated the loan process for me with skill and ease. Even when a few “bumps in the road” popped up- it didn’t slow him down! I cannot recommend him enough for your mortgage...
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Reply from Owner
October 14th, 2025 12:00 AM
Thank you Erika. What a wild ride. Glad we were able to get you home. Enjoy!
When I first started the home buying process, I had shopped around between many lenders to find one that not only had good rates but one that was also responsive. The big lenders took at least a week to even start the process. Carmen on the...
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Reply from Owner
September 15th, 2025 12:00 AM
I’m so happy for you and your family as you begin this exciting new adventure! 🎉 Thank you for trusting me with your financing needs — it was a pleasure helping you through the process. When the time comes again, know that I’ll be ready and...
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I was very lucky to have connected with Carmen for my loan. What a professional and enjoyable person! While things did not work out for my purchase I know he will be there when I find my next home.
Reply from Owner
September 15th, 2025 12:00 AM
Thank you so much for the kind words! It was truly a pleasure working with you, and I’m glad we connected. Even though this one didn’t come together, I’ll be here and ready to go when the right home comes along. Stay in touch and let me know...
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I had the pleasure of working with Carmen as my mortgage broker, and I cannot recommend him enough. From start to finish, he made the entire process smooth and stress-free. He took the time to explain every step, answered all of my questions,...
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Reply from Owner
August 29th, 2025 12:00 AM
Thank you Steve and Denise. It was a pleasure working with you. Always nice to help lifelong friends. Hope you have the best times in your new home.
Carmen was amazing throughout the entire process of our loan. Even while on vacation, he took the time to respond to my initial inquiry and got everything started without delay. From that point on, he was there every step of the way—responsive,...
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Reply from Owner
June 26th, 2025 12:00 AM
Thank you so much for your kind words! I'm thrilled to hear that you had a positive experience and that I could assist you smoothly throughout the loan process. It was a pleasure working with you, and I appreciate your recommendation. If you...
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For several years since we’ve been buying homes, we’ve had the support of Carmen. He always helped us make the best decisions, and thanks to him, we’ve been able to achieve our dreams. Looking forward to next coming home. God bless you
Reply from Owner
April 2nd, 2025 12:00 AM
We appreciate the 5-star review! It’s great to hear you’re happy with our service. We're always here for any future mortgage needs!
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004
Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery
Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589