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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Carmen is great to work with! He makes the process easy and enjoyable.
Reply from Owner
April 23rd, 2026 03:21 PM
Kerri, you make the process enjoyable as well. Thank you for the continued support and the opportunity to help build your real estate empire. :)
Carmen and Nate provided us with option that were much better than other lenders and then moved at lightning speed to get us the loan as fast as possible. Highly recommend their services.
Reply from Owner
March 19th, 2026 04:56 PM
Thank you Juan. It was a pleasure serving you and Lisa. Congrats on the investment. You and your wife deserve nothing but the best.
This was a no brainer. Carmen went above and beyond! Unfortunately I can barely compose an email or remember passwords but he was able to guide me through the entire process and also explain the situation and how not to WASTE MONEY on things...
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Reply from Owner
March 15th, 2026 09:00 AM
Teamwork makes the dream work. Next time I’m in San Diego, I’ll have to see your Harley in person—and watch you pop a wheelie. Thanks again for the opportunity to help you.
I have used Carmen for every loan of mine over the past 20 years. He is professional, knowledgeable and can close loans faster than anyone else is the business. I would recommend Carmen for anyone who is trying to secure a home loan, refinance...
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Reply from Carmen Cipolone
April 22nd, 2026 03:24 PM
Eddie, you are an amazing client...but a better friend. Thank you for letting me help you and your family.
I was given Carmen's contact through a friend, and I am so grateful I ended finding him. Carmen was incredibly thorough, communicative, and professional. He helped walk me through anything I felt unsure about regardless of the situation. I...
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Reply from Owner
September 25th, 2026 10:57 AM
Connor, thank you for trusting me with your investment purchase. I’m really happy for you and hope you make a lot of great memories up in the Poconos. — Carmen
An absolute pleasure to work with. Had challenging issues getting a loan but Carmen went the extra mile to make everything work out. Now we're the proud, satisfied owners of a beautiful beachfront condo. Thanks again!
Reply from Owner
February 8th, 2026 02:11 AM
Thank you Sidney. You were an absolute pleasure to serve. Glad we could help you and your family purchase this condo next to your brothers home. Excited to see how everything comes together. :)
I have had the experience of closing on my first property with Carmen and he was just exceptional. Every step of the way he was informative, available, and timely. Not only that, but facing different obstacles throughout this process Carmen...
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Reply from Owner
December 29th, 2025 05:36 PM
Kathy, thank you so much for the kind words — I truly appreciate you taking the time to share your experience. It was an absolute pleasure helping you navigate your first home purchase. You stayed committed through every obstacle, and I’m glad...
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Carmen was of exceptional help from start to finish. With his help of closing on my first property, he made it seamless. He had my back through it all and will definitely be working with him again in the future! Highly recommend working with...
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Reply from Owner
January 19th, 2026 12:00 AM
We couldnt have gotten to the finish line without your help, patience and excellent communication. I am glad you take care of people everyday. I am sure they really appreciate all that you do. Thank you.
Carmen was there for us every step of the way from the moment we found a house we fell in love with to getting our keys! His sense of urgency and care was truly the reason we were able to close so quickly. We are so grateful to have had him...
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Reply from Carmen Cipolone
December 15th, 2025 10:41 PM
I'm truly glad to hear about your positive experience, Sabrina. It was a pleasure to assist you through this important journey of buying your first home. Navigating each step with clarity and attention is important to me, so I'm pleased to...
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I’ve known Carmen for many years and this is the first time I’ve used his services for a refinance.He is extremely trustworthy, transparent and reliable. On top of that he made the process very smooth and easy. I will be going to him from here...
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Reply from Owner
December 4th, 2025 05:55 PM
Thank you J for the kind words. It’s been a pleasure helping you and your family. Glad that we were able to put you in the best position possible. Appreciate you and Merry Christmas. 🎄
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004
Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery
Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589