Top 5%
Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer
Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
I used Carmen when I refinanced my home. I honestly had no idea what I was doing. Carmen explained different options and made sure I fully understood. Knowing I could trust him and the time he took to explain in great detail what the best way...
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Reply from Owner
August 7th, 2022 12:00 AM
Thanks Jill.
Carmen is a true professional in his field. His years of expertise in Real Estate are a huge asset to anyone looking to buy a new home or refinance.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Nicole.
Carmen helped my husband and I refinance our mortgage. He was very professional and always available to answer any questions we had. The process went very smooth and we would highly recommend him.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Vanessa.
Carmen is a top Loan Officer with superior product knowledge across the spectrum. He is very personable, has great lender relationships, treats everybody like a VIP, and a pleasure to work with!
Reply from Owner
August 2nd, 2022 03:21 PM
Thank you Kevin.
Very helpful and accommodating
Carmen explained the process thoroughly
Reply from Owner
September 25th, 2026 11:00 AM
Maricris, thank you. I’m glad I could explain the process clearly and make everything easier to navigate. I appreciate you taking the time to leave a review. — Carmen
The company’s mission statement is to operate integrity with every loan by being transparent and communicative with every interaction. I got exactly that. Thank you to the team!!
Reply from Owner
August 2nd, 2022 03:21 PM
Thank you Nikko. :)
Carmen helped me purchase my first home and has helped friends and family. He is knowledgeable and always responds quickly. I would recommend working with him and in fact I have already referred people to him several times!
Reply from Owner
March 30th, 2022 08:18 PM
Thank you Trevor. It was an honor helping you and your network of friends/family. Hope all is well.
Very helpful and accommodating
Carmen explained the process thoroughly
Reply from Owner
August 7th, 2022 12:00 AM
Thank you soo much.
Carmen is a top Loan Officer with superior product knowledge across the spectrum. He is very personable, has great lender relationships, treats everybody like a VIP, and a pleasure to work with!
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Kevin.
The company’s mission statement is to operate integrity with every loan by being transparent and communicative with every interaction. I got exactly that. Thank you to the team!!
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Nikko. :)
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004
Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery
Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589