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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen helped me purchase my first home and has helped friends and family. He is knowledgeable and always responds quickly. I would recommend working with him and in fact I have already referred people to him several times!
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Trevor. It was an honor helping you and your network of friends/family. Hope all is well.
Carmen C will always be my GoTo! We are all familiar with how stressful buying a home is but Carmen held my hand throughout the process , teaching me tricks to organize my tasks and kept me calm and on track each day. Im grateful for his knowledge...
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Carmen C will always be my GoTo! We are all familiar with how stressful buying a home is but Carmen held my hand throughout the process , teaching me tricks to organize my tasks and kept me calm and on track each day. Im grateful for his knowledge...
read more
Carmen was everything one needed during the lending process:PromptInformativeKnowledgeable Friendly Great communicatorHardworking EfficientSave yourself the time, money, and energy and use Carmen for your mortgage lending needs so you can get...
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Reply from Owner
February 16th, 2022 12:00 AM
Thank you for the kind comments. We really appreciate you and happy to have served you and your family.
Carmen was everything one needed during the lending process:PromptInformativeKnowledgeable Friendly Great communicatorHardworking EfficientSave yourself the time, money, and energy and use Carmen for your mortgage lending needs so you can get...
read more
Reply from Owner
February 16th, 2022 12:00 AM
Thank you for the kind comments. We really appreciate you and happy to have served you and your family.
Our family had a few purchases and our credit union fell through during the transaction. We were on a tight timeline and Carmen came through on multiple purchases for us ahead of schedule. He put us at ease during the stressful process and...
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Reply from Owner
February 16th, 2022 12:00 AM
Corey you are a great client and friend. Thank you.
Our family had a few purchases and our credit union fell through during the transaction. We were on a tight timeline and Carmen came through on multiple purchases for us ahead of schedule. He put us at ease during the stressful process and...
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Reply from Owner
February 16th, 2022 12:00 AM
Corey you are a great client and friend. Thank you.
I'm start to finish Carmen was great but the process of getting a mortgage! He stayed on top of every detail! I also am not sure he sleeps because he was available at all hours!
Reply from Owner
February 16th, 2022 12:00 AM
Thank You Jen! Hope you are enjoying the new pad. :)
I'm start to finish Carmen was great but the process of getting a mortgage! He stayed on top of every detail! I also am not sure he sleeps because he was available at all hours!
Reply from Owner
February 16th, 2022 12:00 AM
Thank You Jen! Hope you are enjoying the new pad. :)
Carmen Cipoline was very professional, helpful and attentive in the process of providing a mortgage for our new home. When ever My wife or myself had questions or need help in filling or answering forms he would walk us through it or direct...
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Reply from Owner
February 16th, 2022 12:00 AM
Thank you, Sal. Happy New Year.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589