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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Worked with Carmen and his wonderful team during my closing process recently. Carmen is very experienced and knowledgeable! He and his team are also very efficient on all steps during the closing process. To help secure my deal we even closed...
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Reply from Owner
August 7th, 2022 12:00 AM
You are an great client and friend. See you soon.
Great group! Give them a call -100%
Reply from Owner
August 7th, 2022 12:00 AM
Thank you
Definitely a lender that goes far and wide to make your deals happen. Never worked with someone more hard working and communicative than Carmen and his team members. I’ll definitely be coming back for all my mortgage needs.
Reply from Owner
August 7th, 2022 12:00 AM
You are an Awesome Agent. Looking forward to helping alot more clients with you.
Carmen’s service is second to none in the mortgage business! Highly recommend him for all my purchase and refinance clients. Thanks again Carmen.
Reply from Owner
August 7th, 2022 12:00 AM
Best Title Rep in NJ and PA.
We have used Carmen on numerous deals to secure funding and he is an absolute pleasure to work with! He consistently goes above and beyond for his clients and I give him my highest recommendation for all your lending needs!
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Justin.
Carmen was amazing! He saw me thru the entire Mortgage process from start to finish,answering all my questions & concerns thoroughly ,in a timely manner, which gave me complete peace of mind! I would use him again in a heartbeat when my children...
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Reply from Owner
August 7th, 2022 12:00 AM
Thank you Michelle.
Working with Carmen was such a pleasure. This man knows his stuff inside and out. I got professional top notch customer service. I would strongly suggest using Carmen for all your lending needs.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Jeff.
Carmen is an amazing person! He has been able to assist getting loans completed for borrowers that needed spacialized loan products so they could achieve thier goals and make thier lives 100% better.
Reply from Owner
August 7th, 2022 12:00 AM
Thanks V.
Carmen was very knowledgeable and understanding of the best way to use the equity in my home to become debt free. Very responsive to my calls and emails and the made the process and streamlined as it can be.
Reply from Owner
August 7th, 2022 12:00 AM
Thanks Ricky D.
Carmen, is a true professional. He guided me through the mortgage process and helped me secure my purchase. Much appreciated and highly recommend his services.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Joel.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589