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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen, is a true professional. He guided me through the mortgage process and helped me secure my purchase. Much appreciated and highly recommend his services.
Reply from Owner
April 11th, 2022 03:23 PM
Thank you Joel.
I used Carmen when I refinanced my home. I honestly had no idea what I was doing. Carmen explained different options and made sure I fully understood. Knowing I could trust him and the time he took to explain in great detail what the best way...
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Reply from Owner
April 11th, 2022 03:23 PM
Thanks Jill.
Thanks for the home loan and refi brotha. Appreciate the info and guidance while navigating the home buying process 🤙
Reply from Owner
April 11th, 2022 03:23 PM
Thanks Neal.
Worked with Carmen and his wonderful team during my closing process recently. Carmen is very experienced and knowledgeable! He and his team are also very efficient on all steps during the closing process. To help secure my deal we even closed...
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Reply from Owner
September 25th, 2026 11:00 AM
John, thank you. It was a pleasure working with you through the closing process. I really appreciate your trust and friendship. — Carmen
Carmen is a true professional in his field. His years of expertise in Real Estate are a huge asset to anyone looking to buy a new home or refinance.
Reply from Owner
April 11th, 2022 03:24 PM
Thank you Nicole.
Carmen helped my husband and I refinance our mortgage. He was very professional and always available to answer any questions we had. The process went very smooth and we would highly recommend him.
Reply from Owner
April 11th, 2022 03:24 PM
Thank you Vanessa.
EXCELLENT MORGTAGE GUY!
Carmen is very knowledgeable and an expert at what he does. I highly recommend him. You will be so happy you chose to work with him!
Reply from Owner
August 7th, 2022 12:00 AM
you are an awesome human. Thank you for the kind words.
The Simpleloan Group was absolutely amazing! I reached out to Carmen early on in the process of buying my home. Right out of the gate, Carmen made me feel comfortable and excited. I was a bit skeptical at first, because we were in the midst...
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Reply from Owner
August 7th, 2022 12:00 AM
Thank you Lauren.
Mr. Cipolone closed a home loan at the lowest rate in under our time allocated. We were treated as a team member. He really got a better result than we expected.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you
Thanks for the home loan and refi brotha. Appreciate the info and guidance while navigating the home buying process 🤙
Reply from Owner
August 7th, 2022 12:00 AM
Thanks Neal.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589