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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Ed E J
Reply from Owner
April 11th, 2022 03:22 PM
Thank you
We have used Carmen on numerous deals to secure funding and he is an absolute pleasure to work with! He consistently goes above and beyond for his clients and I give him my highest recommendation for all your lending needs!
Reply from Owner
April 11th, 2022 03:22 PM
Thank you Justin.
Carmen was amazing! He saw me thru the entire Mortgage process from start to finish,answering all my questions & concerns thoroughly ,in a timely manner, which gave me complete peace of mind! I would use him again in a heartbeat when my children...
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Reply from Owner
April 11th, 2022 03:22 PM
Thank you Michelle.
Working with Carmen was such a pleasure. This man knows his stuff inside and out. I got professional top notch customer service. I would strongly suggest using Carmen for all your lending needs.
Reply from Owner
April 11th, 2022 03:22 PM
Thank you Jeff.
The Simpleloan Group was absolutely amazing! I reached out to Carmen early on in the process of buying my home. Right out of the gate, Carmen made me feel comfortable and excited. I was a bit skeptical at first, because we were in the midst...
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Reply from Owner
September 25th, 2026 11:01 AM
John, thank you for the kind words and for trusting me with your home purchase. I really appreciate the opportunity to help and I’m glad we could make the process a great experience. — Carmen
Mr. Cipolone closed a home loan at the lowest rate in under our time allocated. We were treated as a team member. He really got a better result than we expected.
Reply from Owner
April 11th, 2022 03:23 PM
Thank you
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Angelo L
Reply from Owner
April 11th, 2022 03:23 PM
Thanks.
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Angelo L
Reply from Owner
April 11th, 2022 03:23 PM
Thanks.
Carmen was very knowledgeable and understanding of the best way to use the equity in my home to become debt free. Very responsive to my calls and emails and the made the process and streamlined as it can be.
Reply from Owner
April 11th, 2022 03:23 PM
Thanks Ricky D.
Carmen is an amazing person! He has been able to assist getting loans completed for borrowers that needed spacialized loan products so they could achieve thier goals and make thier lives 100% better.
Reply from Owner
April 11th, 2022 03:23 PM
Thanks V.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589