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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen had great attention to detail. Mortgage process was seamless. 10/10
Reply from Owner
April 1st, 2022 02:02 PM
Thank you Rob. You are a great friend and client.
One conversation with Carmen, and you'll never contact another lender. Carmen is an expert in the field, detail oriented, professional and possesses one of the healthiest mindsets. All of these factors contribute to his successful career and...
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Reply from Owner
August 7th, 2022 12:00 AM
Thank you Jordan. :)
Carmen had great attention to detail. Mortgage process was seamless. 10/10
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Rob. You are a great friend and client.
Great group! Give them a call -100%
Reply from Owner
April 1st, 2022 02:02 PM
Thank you
Definitely a lender that goes far and wide to make your deals happen. Never worked with someone more hard working and communicative than Carmen and his team members. I’ll definitely be coming back for all my mortgage needs.
Reply from Owner
September 25th, 2026 10:58 AM
Alvaro, thank you for the kind words. I really appreciate it and look forward to helping many more clients together. — Carmen
Carmen’s service is second to none in the mortgage business! Highly recommend him for all my purchase and refinance clients. Thanks again Carmen.
Reply from Owner
September 25th, 2026 10:58 AM
Ian, thank you. I really appreciate the recommendation and the trust you put in me with your purchase and refinance clients. Always a pleasure working with you. — Carmen
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Danielle W
Reply from Owner
April 1st, 2022 02:03 PM
Thank you Danielle.
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Danielle W
Reply from Owner
April 1st, 2022 02:03 PM
Thank you Danielle.
EXCELLENT MORGTAGE GUY!
Carmen is very knowledgeable and an expert at what he does. I highly recommend him. You will be so happy you chose to work with him!
Reply from Owner
April 1st, 2022 02:03 PM
you are an awesome human. Thank you for the kind words.
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer has received a review with 5 star rating from Ed E J
Reply from Owner
April 11th, 2022 03:22 PM
Thank you
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589