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Cara Cuhna
Senior Loan Officer | NMLS 1110518
Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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Working with Cara has been an absolute pleasure! She's truly one of the best mortgage lenders out there! As a real estate agent, I’ve trusted Cara with many of my clients, and every single experience has been seamless. She’s knowledgeable,...
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Was absolutely amazing with my family We are gratful
Reply from Cara Cuhna
November 17th, 2025 05:42 PM
Thank you for your feedback, Edwin. I'm pleased that I could provide support to your family. Your gratitude is felt and appreciated. If there’s anything else you need, please feel free to reach out.
As a first-time homebuyer, I couldn’t have asked for a better lender than Cara. She’s knowledgeable, responsive, and genuinely kind - her personability made the process easier to navigate and less stressful than I anticipated.
Reply from Cara Cuhna
November 11th, 2025 03:05 PM
Thank you for your kind words, Cristina. I'm glad to hear that my guidance helped make your first home-buying experience more manageable and less daunting. Being able to provide clear and responsive support is important to me, and I'm pleased...
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Wow! Where do we even begin?! Working with Cara was nothing short of an amazing experience! From the moment we mentioned that we were ready to start looking at houses, Cara was there for us every step of the way. Cara ensured the most perfect...
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Reply from Cara Cuhna
October 20th, 2025 08:28 PM
I'm truly grateful for your heartfelt review, Kaitlyn. It was a privilege to be part of your journey as first-time home buyers, and I'm glad I could provide guidance and support throughout the process. Knowing you're confident in your decisions...
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Cara is a wonderful broker. This is my second mortgage with her, and I trust her. She is extremely professional, and considerate. Her team works closely with her, and is incredibly efficient in their processes. They make the mortgage process...
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Reply from Cara Cuhna
October 14th, 2025 05:04 PM
I'm grateful for your feedback, Hillary. It's rewarding to hear that you had a positive experience with my assistance for your second mortgage. Trust is so crucial in this process, and I strive to maintain that through professionalism and consideration....
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Cara was such a pleasure to work with. Very knowledgeable and was able to give me answers to my questions right away. Gave me the best advice on what to do and will definitely recommend my friends and family in her direction.
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Reply from Cara Cuhna
October 10th, 2025 07:33 PM
Thank you, Dominick, for sharing your experience. It’s great to know that my advice and prompt responses were helpful for you. I appreciate your recommendation to friends and family. If you have any more questions or need assistance in the...
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Cara was a pleasure to work with! I will be in touch woth with her for many years to come.
Reply from Cara Cuhna
October 1st, 2025 10:48 PM
Thank you for your kind words, Jessica. I'm glad to know you enjoyed working with me, and I look forward to staying connected in the years ahead. If there's anything more I can help with, don't hesitate to get in touch.
Cara is really responsive and she was able to get us ready to close in about a month! It's been a pleasure to work with her and would recommend her to any friends.
Reply from Cara Cuhna
September 20th, 2025 12:26 PM
I appreciate your kind words, Xi. It’s great to know that my responsiveness was helpful and that we were able to move quickly toward your closing. Working with you has been a pleasure, and I’m grateful for your recommendation. Should any questions...
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Cara was the single best person I worked with during this very emotional home buying process. Before we even locked in with Embrace, Cara helped us to ensure our credit was in the right place and we had all of the information to make get the...
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Reply from Cara Cuhna
September 10th, 2025 04:49 PM
Your feedback means a lot to me, Gabriella. I'm truly pleased to know that I could be of help during such an important time as buying a home. Ensuring you had the right information and support, especially with your credit and obtaining the...
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About
Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Positions
- Embrace Home Loans - Senior Loan OfficerOct 4th, 2022 - Current
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1110518
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.