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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY
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Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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Reviews from Web
  • SFTP
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    Dorothea M
    Smithtown, NY
    Posted on December 21st, 2025 04:07 AM
    Cara has been attentive , personal and so helpful in our refinance process. We will always use embrace. We love the communication and peraonal attention to detail. Thank you Cara, again.
    Reply from Cara Cunha
    January 5th, 2026 06:33 PM
    Your feedback is greatly appreciated, Dorothea. I'm pleased to know that my attention to detail and personal approach helped make your refinance process smoother. Clear communication is key, and it's wonderful to hear it made a positive impact...
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    Christine W
    Oakdale, NY
    Posted on December 19th, 2025 04:06 PM
    Cara was friendly and helpful in explaining things when I asked her questions or didn't understand something. She was also great in keeping up to date on current rates and informing me of changes so that I could make a quick informed decision...
    read more
    Reply from Cara Cunha
    January 5th, 2026 04:44 PM
    I appreciate your feedback, Christine. I'm glad to hear that my explanations and updates about the rates were helpful for you in making informed decisions. If you have any other questions or need assistance in the future, I'm here to help.
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    Ji Y S
    Levittown, NY
    Posted on December 19th, 2025 01:52 PM
    She was knowledgeable and available always. A pleasure to work with and couldn't ask for a better person. She explained everything from start to finish and made it easy to understand .
    Reply from Cara Cunha
    January 5th, 2026 04:21 PM
    I'm glad you felt well-supported and informed throughout the process, Ji. Being available and ensuring clarity from start to finish is important to me, and it's great to see it made a difference for you. If there's anything else I can assist...
    read more
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    Barbara P
    Bohemia, NY
    Posted on December 16th, 2025 01:40 PM
    Cara was always available and got everything done so fast.
    Reply from Cara Cunha
    December 31st, 2025 09:51 PM
    It means a lot to hear that you found me available and efficient, Barbara. Ensuring a swift process is something I focus on to make things easier for you. If there's anything else you need in the future, feel free to let me know.
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    Christopher M
    Smithtown, NY
    Posted on December 8th, 2025 01:11 AM
    Prompt and professional at every stage of the process. Everything went smooth as glass and Cara walked us through all that was happening. Would certainly do business with again.
    Reply from Cara Cunha
    December 23rd, 2025 02:15 PM
    It's satisfying to know that you found my approach prompt and professional, Christopher. Guiding you through the process smoothly is always my goal. If you decide to collaborate again in the future, I'm here to help.
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    Jansen H
    Huntington, NY
    Posted on December 5th, 2025 05:15 PM
    Cara always works expeditiously, communicates well and executes.
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    James B
    Glen Cove, NY
    Posted on November 14th, 2025 06:11 PM
    Cara was a pleasure to work with. Always returning call promptly.
    Reply from Cara Cunha
    December 1st, 2025 07:01 PM
    It's great to hear that working with me was a positive experience for you, James. Prompt communication is something I prioritize, and I'm glad it made your experience smoother. If you have further questions or need assistance, just reach out....
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    Matthew W
    Setauket, NY
    Posted on November 12th, 2025 04:20 PM
    Cara was absolutely incredible to work with. She was attentive, informative, and genuinely cared about making the process as smooth as possible. From start to finish, she kept us updated, answered every question thoroughly, and went above and...
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    Shannon M
    Port Jefferson, NY
    Posted on November 12th, 2025 02:07 PM
    knowlageable and very responsive. Always available when we needed.
    Reply from Cara Cunha
    November 27th, 2025 02:09 PM
    I appreciate your review, Shannon. I'm glad to know that you found my approach knowledgeable and responsive. Being available to support you throughout your experience is important to me. If you ever have more questions or need further assistance,...
    read more
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    Damian R
    Glen Cove, NY
    Posted on November 11th, 2025 09:48 PM
    Cara was amazing as always
  • 41–50 of 203
    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.