C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
C.O. is always incredibly helpful. He helped us with our initial mortgage, refinancing our mortgage, and applying for our HELOC. I wouldn't go anywhere but Central Bank, and it's always a pleasure to work with C.O.
Reply from C.O. Scheffer
February 16th, 2026 08:44 PM
I'm glad to hear that you’ve had positive experiences with the mortgage and refinancing processes, Melissa. It's been a pleasure assisting you with these significant financial steps, and I'm grateful for your trust in me and Central Bank. If...
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Always a pleasure
Reply from C.O. Scheffer
February 16th, 2026 08:44 PM
Greatly appreciate you and Tammy. Always wonderful to work with.
C.O. And staff were efficient and professional and professiona--refreshing and appreciatEd .
Reply from C.O. Scheffer
February 9th, 2026 02:25 PM
I appreciate your feedback, Tammy. It's great to know you found the service efficient and professional. Your kind words about my staff and me mean a lot. If you have any more questions or need further assistance, I'm here to help.
He was quick to communicate with us. I never felt like we were a bother. When we caught a mistake, he was quick to apologize and thanked us for catching it.
Reply from C.O. Scheffer
February 6th, 2026 03:20 PM
I appreciate your feedback, Caitlin. I'm glad to know that my communication was timely and I could address any issues promptly. It's important to me that you feel valued throughout our interactions. Please feel free to reach out if there’s...
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Made it easy for us! great customer service!
Reply from C.O. Scheffer
February 2nd, 2026 02:09 PM
It's great to hear you had a positive experience, Daniel. I aim to provide straightforward and efficient service, and I'm glad it helped make things easier for you. If there's anything more I can do, please let me know.
Good people
Reply from C.O. Scheffer
February 2nd, 2026 02:09 PM
Dianne, thank you for your positive feedback. I'm glad to hear that your experience with us was a good one. If there's anything else I can assist you with in the future, please don’t hesitate to let me know.
he was great
Reply from C.O. Scheffer
February 2nd, 2026 02:10 PM
Raymond, I appreciate your feedback. I'm glad to know that your experience was positive. If there's anything else you need or any other way I can assist you, please let me know.
We've used C.O. and Central Bank for all 3 of our home loans over the last 15 years. We love being able to ask questions and get a prompt response, as well as being able to trust that they have our best interest in mind, too! Competitive rates...
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Reply from C.O. Scheffer
January 7th, 2026 02:25 PM
I appreciate your thoughtful review, Rachael. It's rewarding to know that you've chosen to work with me and Central Trust Bank for your home loans over the years. Being trusted as a reliable resource for your questions and ensuring your best...
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I am working 12 hrs a day and for almost 22 days, so getting back to C.O was sometimes hard but he always made things happen in background and always had great communication throughout the process.
Reply from C.O. Scheffer
December 22nd, 2025 02:25 PM
Managing a busy schedule can be challenging, so I'm glad I could assist you effectively, Raj. I'm pleased to hear that clear communication and handling tasks in the background have made things easier for you. If there's anything more I can...
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Great experience
Reply from C.O. Scheffer
December 22nd, 2025 02:25 PM
I'm glad to hear that you had a great experience, Pinal. If you have any further feedback or need anything else, please feel free to let me know.
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985