

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
C.O. is so easy to work with. He made the purchase of our house go so smoothly . He has a can do attitude and he is very friendly . Thank you C.O.!
Reply from C.O. Scheffer
March 19th, 2026 08:41 PM
Karen, I'm glad to hear that your home purchase went smoothly. Thank you for your kind words and for trusting me to assist you. If there's anything more I can do, please feel free to reach out.
We've worked with C.O. a few times and he's always very responsive and helpful.
Reply from C.O. Scheffer
March 19th, 2026 08:40 PM
I appreciate you sharing your experience, Kristen. I'm glad to hear that my responsiveness and helpfulness have met your needs during our time working together. If you need any further assistance or have questions in the future, please don't...
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C.O. is incredibly responsive, personable and professional!
Reply from C.O. Scheffer
March 4th, 2026 07:26 PM
Monica, thank you so much for the kind words. It's always great to work with you.
Every step of this process was well explained and questions were answered thoroughly.
Reply from C.O. Scheffer
March 2nd, 2026 04:51 PM
I'm glad to hear that you felt well-supported throughout the process, Mike. Ensuring clarity and thorough answers to all your questions is a priority for me. If you have any further inquiries or need assistance moving forward, please feel free...
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Very accessible and helpful to us! C.O. is great!
Reply from C.O. Scheffer
March 2nd, 2026 04:52 PM
I appreciate your feedback, Angus. It was great working with you again. If there’s anything more I can do or any questions you have in the future, please feel free to reach out. Congratulations on your new home!!
CO answers all of my calls and if not I hear back from him very quickly. He always lets me knoq when a better deal is available that fits my income. The process was very fast and easy and I will recommend any friends and family I have to use...
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Reply from C.O. Scheffer
February 26th, 2026 03:10 PM
I appreciate you taking the time to share your experience, Andrew. I'm glad to hear that I've been able to respond promptly and offer options that suit your needs. Ensuring a smooth and efficient process is always my goal, and it's great to...
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CO is amazing to work with! Always answers questions and helps us figure out what is available and best for us.
Reply from C.O. Scheffer
March 2nd, 2026 02:08 PM
It's great to hear such positive feedback from you, Amanda. I'm glad that I've been able to effectively address your questions and assist you in finding the most suitable options. Should you have any more questions or need further assistance...
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C.O. is very knowledge and was always willing to meet and discuss steps.
Reply from C.O. Scheffer
February 16th, 2026 08:41 PM
I'm pleased to hear that you found my knowledge and willingness to meet valuable, Ethan. It's important for me to ensure that you feel supported and informed every step of the way. If there's anything more you'd like to discuss, or if you have...
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Easy to work with! Overall great experience!
Reply from C.O. Scheffer
February 16th, 2026 08:42 PM
I'm glad to hear that working together was easy for you, Sarah! It’s important to me that your experience with Central Bank is positive. If you ever have more needs or questions in the future, just let me know.
The whole process was run very smoothly, Up dated on a daily basis seamless closing:)
Reply from C.O. Scheffer
February 16th, 2026 08:43 PM
It's great to hear that the process went smoothly, Steve. Ensuring a seamless and efficient experience is always my aim, and I'm pleased to know the daily updates were helpful for you. If there's anything else I can do in the future, don't...
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985