C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
We originally had an amazing experience refinancing our 30-year mortgage to a 15-year 3.25% mortgage with C.O. at Central Bank in 2012. Unfortunately we had some major financial hardships pile up over the past few years that decimated our savings,...
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Reply from C.O. Scheffer
December 19th, 2025 10:10 PM
Your feedback is genuinely appreciated, Nina. I'm relieved to know that I could assist in finding a solution that better fits your needs and gives you room to plan ahead. It's good to hear the loan process went smoothly, and it’s encouraging...
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Quick and easy! The loan process was super smooth, and he guided us through with aplomb!
Reply from C.O. Scheffer
December 17th, 2025 03:21 PM
I'm pleased to hear that the loan process was quick and straightforward for you, Patrick. Guiding you through each step with ease is always my goal. If there’s anything else I can assist with in the future, please don’t hesitate to reach out....
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From the first inquiry to closing, C.O. was prompt to respond to calls and texts and let us know exactly where we were in the process of re-financing. The paperwork was made easy through the portal and was quick to complete, upload, etc., and...
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Reply from C.O. Scheffer
December 11th, 2025 02:39 PM
It's great to hear that the refinancing process went smoothly for you. I'm pleased that the communication and portal made everything clear and efficient, from the initial inquiry through to closing. Being accessible to support you throughout...
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level of required documentation was way more than I expected, given how Many advertisements and conversations indicated it would be simple and fast since this is a home equity loan. If I hadn't started the process and needed the money by a...
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Reply from C.O. Scheffer
December 1st, 2025 02:40 PM
I appreciate your feedback, Elizabeth. I understand it can be frustrating when the process turns out to be more complex than anticipated. While every transaction has its unique requirements, it's important to me that the experience feels straightforward....
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Easy process and friendly service.
Reply from C.O. Scheffer
December 1st, 2025 02:40 PM
I appreciate your feedback, Jeffrey. It's great to hear that you found the process easy and the service friendly. If there’s anything more I can do for you in the future, don’t hesitate to let me know.
They helped me really well
Reply from C.O. Scheffer
December 1st, 2025 02:41 PM
It was wonderful working with you Abel, if you ever have any questions or concerns, never hesitate to reach out.
C.O. Handled everything efficiently and explained the process. He was always right there to guide me if I had any questions. He was very pleasant to work with.
Reply from C.O. Scheffer
December 1st, 2025 02:41 PM
It's great to hear that you felt well-supported throughout the process, Roberta. I aim to ensure everything is clear and efficient, and I'm glad that resonated with you. Being there to answer questions and guide clients like you is important...
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CO is always a pleasure to work with.
Reply from C.O. Scheffer
November 24th, 2025 03:28 PM
You as well. Thanks for the 5 star review Alex!!
C O was always available to answer questions and guide us in the process. Thank you.
he was always there for us . much appreciated. Henry & Erica
Reply from C.O. Scheffer
November 24th, 2025 03:27 PM
It's great to know that I was able to be there for you and assist throughout the process, Erica. Your gratitude truly means a lot to me. If you ever have more questions or need further guidance, I'm just a call away. Thank you for your kind...
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He was very attentive and helped answer all our questions and put our minds at ease!
Reply from C.O. Scheffer
November 20th, 2025 07:18 PM
I'm glad to hear that I was able to ease your concerns and answer all of your questions. It's important to me that you feel supported and informed. If there's anything else you need, please feel free to contact me directly.
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985