Top 5%
Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very attentive
Extremely professional. Always answers all phone calls, responsable with all the details on the transaction. If you want to close a real estate transaction I highly recommend Bob and his team. Was a pleasure to work on this transaction with...
read more
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Mama S
Bob is so patient with his client and works really hard to reach the goal the clients want ,because of his help and extraordinary talent we are now home owners , Once again thank you for this big step of success. Anyone looking for a lender...
read more
Great service. Bob and his team are eager to help and explain every step of the process.
Bob and his team had immense patience and were willing to answer any questions I had with no hesitation. You could tell they really take pride in their customer service.
Reply from Bob Chamorro
June 7th, 2024 01:47 AM
Hi Helen, thanks for the fantastic review! I'm glad to hear that you felt supported by our team. Customer service is our top priority, and it's always rewarding to know that we're meeting the needs of our clients. Thanks again for your positive...
read more
Bob Chamorro is very knowledgeable and answered our many questions we had about the loan process, which we truly appreciate. We were impressed with Bob’s professionalism. Bob was always courteous and very responsive to our needs.
Bob and his team are absolutely amazing ! I was very skeptical about purchasing a home because the last time I tried with my credit union I had a horrible experience so my anxiety level starting the process again was high. Bob and his team...
read more
Bob and his team are absolutely amazing ! I was very skeptical about purchasing a home because the last time I tried with my credit union I had a horrible experience so my anxiety level starting the process again was high. Bob and his team...
read more
Very Professional. Thank you
171–180 of 486
About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.