Top 5%
Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Bob is such an excellent, humble and most honest person we’ve ever met. He went above and beyond to make sure we were approved. Our loan was a very difficult one, however he managed to get us through this process. We appreciate his services....
read more
Reply from Bob Chamorro
May 22nd, 2024 09:11 PM
Hi Damaries,I am so pleased to hear that you had a positive experience with us at Lower and with me in particular. It was my pleasure to work with you and help navigate through the complexities of your loan. Knowing that my dedication and honesty...
read more
Bob made everything run smoothly and kept me well-informed throughout the process. It was a great experience working with Bob.
Reply from Bob Chamorro
May 22nd, 2024 09:11 PM
Thanks Vasyl for your kind review. Best, BC.
Bob is very attentive and is extremely thorough! He is honest and truthful. I appreciate that I could text him at anytime and he would answer quickly. Thank you Bob for making this experience easier than I thought.
Reply from Bob Chamorro
June 1st, 2024 05:19 AM
It was my pleasure to assist you with your home purchase Ayellet! Your feedback means a lot to me. Thank you for choosing me as your mortgage advisor. Looking forward to assisting you in the future... BC.
The communication and transparency always remained consistent. I really felt like my time and business was treated with respect
Reply from Bob Chamorro
June 1st, 2024 05:24 AM
I'm truly grateful for your kind words, Sherlandy. I appreciate the 5-star rating and look forward to assisting you again in the future. Stay in touch! - BC
Bob was on top of everything and anytime I had any little question or concern , Bob handled it quickly and always responded within minutes if not seconds. Very nice gentleman to work with.
Reply from Bob Chamorro
June 1st, 2024 05:27 AM
I am very grateful for your kind words, Scott. It was a pleasure to be there for you guys throughout the process and I'm glad I could deliver for you. I hope to have the opportunity to work with you again in the future. Thank you! BC
Bob was constantly communicating with us. He was honest and available throughout our entire process.
Reply from Bob Chamorro
June 7th, 2024 01:31 AM
I'm thrilled to hear such positive feedback, Susan. It was a pleasure to assist you with your home purchase. Thank you for choosing us and for taking the time to leave a review. I hope to work with you again in the future. - BC
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Idalberto P
Reply from Owner
June 7th, 2024 01:44 AM
Thanks Idalberto!
Muy profesional muchas experiencias en todo para que el objetivo de la compra de la casa se cumpliera sin obstáculos y rápido, muy buen equipo de trabajo todos con buenas atenciones.
Reply from Bob Chamorro
June 7th, 2024 01:44 AM
Gracias Idalberto!
Bob was patient and knowledgeable. I would definitely refer him to my friends and family.
Reply from Bob Chamorro
June 7th, 2024 01:32 AM
I really appreciate your kind words, Evens! Your willingness to refer me to your friends and family means a lot. Thanks again for choosing us for your purchase! - BC
I am the sellers broker.
But he handled very well the transaction.
161–170 of 486
About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.