

Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741

I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
He was very patient and explain everything to us. Thanks for your hard work.
Booby was absolutely wonderful during this experience and made it very easy! The process with gathering information and going through underwriting was a breeze. I would gladly use him again and referring others.
Great job. Bobby will work hard for you.
He help me make it possible to refinance. Every step of the process he was there communicating. He relieved a lot of stress. I plan to use him again when I purchase another home in the next two years. He was awesome!
This was our first time buying a home so we had lots of questions and Mr Matthews was there every step of the way Mr Matthews and his people make this a great experience and I look forward to working with them again in the future .
Bobby was great an answering my MULTIPLE questions SEVERAL times a day with patience and clarity. He was always prepared when we spoke, was very patient and always explained at a level I could understand. I appreciate he took the time to attend...
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Bobby Matthews never left you wondering. All your questions you had, he answered immediately. Very knowledgeable, pleasant, patient & professional in his job. He did a great job helping us with our home. I would refer him to everyone.
I had a wonderful home buying experience with Bobby. He kept an open line of communication throughout the entire process. He was readily available whenever I had questions. He made sure that the entire process went as smoothly as possible....
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everything went in order and he was very professional.
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.