Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Working with Bobby Matthews Jr is always a professional and enjoyable experience. He is very knowledgeable of the loan products and programs which makes for a smooth transaction for our clients. He uses his experience in the mortgage business...
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Bobby made something impossible - possible. The clients came in discouraged and nervous because of their previous experience. With Bobby's expertise, he was able to get a family into a beautiful home!
Bobby was available to answer my questions and communicated what was needed from me in a timely manner. He made a process that can be overwhelming as seamless as possible! I would definitely recommend him to those who I know are looking to...
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My loan officer and staff were very knowledgeable concerning the loan process. They were very efficient in assisting and guiding me from start to finish.
I enjoyed working with Bobby because he communicates well. He answers his phone and responds quickly to text messages and emails. In this business communication is so important to me. He is very professional and I look forward to working with...
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I liked the fact that I got a reply quickly. Bobby explained everything where i could actually understand what was going on.
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.