Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
What more could I ask for! Bobby went above and beyond to ensure that my needs and wants were met! A true servant leader, he went through great lengths to ensure that I was satisfied! It a blessing to have individuals who are truly concerned...
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Mr. Matthews’ service was outstanding . He was very knowledgeable , responsive and sensitive to my needs. I was a bit unsure about the home buying process being a first time homebuyer, but Mr. Matthews informed me of exactly what to expect...
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Bobby was extremely professional and he provided great counsel. He answered any questions my husband and I had quickly and thoroughly. I look forward to recommending him to others because being serviced by him was truly a blessing to my husband...
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Everything was smooth on track and closed timely.
Bobby took the time to explain and walk through the process for homeownership. This was a seamless process and would highly recommend him to others!
Bobby was really helpful throughout the entire process. We thank him for taking the time to answer questions and make sure we were informed.
Each person that we worked with during this process responded to our request in a timely fashion. They had excellent communication skills and integrity about their job. I will undoubtedly recommend working with them again and refer them to...
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You did it again Bobby! You’ve made my clients home buying process a success! From the start to closing you kept us informed and updated. Thank you so much for all that you do!
⭐️⭐️⭐️⭐️⭐️
Bobby was always very responsive and helpful! Great guy!
Bobby was wonderful from the start - very communicative and informative in a process that was new for us as first time homeowners. He was professional, timely, and knowledgeable about the loan we were looking to obtain.
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.