

Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741

I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
Bobby, was professional and worked diligently to get the client closed. He contacted me often to provide me with updates. I will definitely refer my buyers to Bobby again.
He walked me through everything was very informative helpful and understanding through the whole process very professional and really understood what we where going through throughout the whole process. He’s the best
Excellent customer service from original meeting with clients up to closing closing as well.
The process was seamless. Bobby was great with answering questions and providing information for me.
Bobby made the home buying process painless, quick and enjoyable! He was very responsive and worked hard to get me into my home fast. I look forward to working with Bobby again in the future!
Bobby Matthews and his team was professional, consistent, and worked efficiently to get my loan approved. I enjoyed working with them as a client and I also refer all of my clients to him that are wanting to purchase a home. I highly recommend...
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My Is Experience was Great Because, Bobby Always Responded Very Quickly and Was Very Helpful with Educating Me during my Process. He Was very Knowledgeable and Patient with Explaining things to Me that i Did not Know. Bobby and his team definitely...
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Bobby made sure to keep me updated throughout the process. Educating the client is what made this transaction painless
The communication could have been better, rather than just assuming certain aspects of my situation, clear communication was in order. It seemed like a lot of other activities were getting the attention of the lenders and the ball was dropped....
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The level of communication and knowledge made this experience relatively easy, I will look to Bobby Matthews Jr. and first bank for all my financial needs. Excellent job and great customer service experience!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.