Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bobby was patient, kind and very thorough. He is willing to work with you to meet your timing whether it’s a 30-day closing or a closing that gets delayed. He answered every question in a timely manner and I felt that he had my best interests...
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Mr Matthews took care of the client in a highly professional manner.
I will be pleased to recommend him again.
Ken Carter
Bobby was always available to answer my calls and made this process less stressful for me. He was always able to effectively answer my questions when I wasn't sure on something. I had a great experience as a first time home buyer!
It's always great to work with Mr. Matthews. The buyer and agent are always kept up to speed concerning the process of the loan, which is very helpful. I would recommend anyone who is thinking about purchasing a home to give him a call.
there was able to communicate and a very professional way Dad if I had any questions I could text him or call him. If he wasn't available one if his staff members would always response.. It was a blessing for me and my family and I thank God.for...
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Mr. Matthews was absolutely fantastic. From the beginning of the process until the very end, he was always available and answered questions quickly. He kept me informed each step of the way and was great to work with. I would highly recommend...
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Open line of commination.....Always available......
Bobby stayed in contact, which is important to me & my client... he was on top of everything to be sure we could be successful in getting our transaction closed! Bobby is great to work with!☺️
Bobby and his team made the process very easy! I would recommend him to anyone looking for a home loan.
It was fast, affordable ,& very professional
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.