Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The communication on the status and progress and what I needed to fulfill my mortgage requirements was stellar.
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Freneka, it was great working with you!
Bobby Matthews is very patient man.. He is very knowledgeable and a pleasure to work with during this process… I will definitely refer him to family and friends..
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Stephanie, I was a pleasure helping you close on your new home!
You went the extra mile to get it done!
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Taryna, I hope you enjoy your home!
Bobby and his team were patience enough to take the time to answer any questions we had about the process. We truly appreciate that, especially being First Time Home Buyers
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review!
Bobby and his team went above and beyond to get us the keys to our home. We hit a few bumps in the road but Bobby always had a solution that produced results. He was great!!
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you so much, it was a pleasure to work with you!
Bobby helped us all the way to the end and went above and beyond for my family when we had hurdles during this process. We can't thank Bobby enough!!
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Joshua, congratulations to you and your family!
Bobby was very communicative and was with us every step of the way! We are forever grateful for the prompt and delightful communication, education and support that Bobby and his amazing team provided to us.
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Perry, we really appreciate your review and support! I hope you and your family enjoy your new home!!!
Bobby Matthews Jr., and his team were AMAZING! Made this process easy and fast.
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you Ariel, we really appreciate your support and review!
Prompt assistance.
Went above and beyond to help us purchase or beautiful home.
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you Bennie, we really appreciate your review and support!
Communication and follow up were stellar!
Reply from Bobby Matthews
January 16th, 2026 03:40 PM
Thank you for your review Angela, we really appreciate your support!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.