Blaine Bailey
Loan Advisor | NMLS# 183991
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
we were provide with quick and personal service. Everything was explained in detail and blaine took time to help us as we needed it. I was blown away by the attention to detail and lack of pushy sales tactics. I would recommend blaine lver...
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Quickness to close and get approved
Reply from Blaine Bailey
June 15th, 2026 08:38 PM
Casey, I'm glad to hear that the process was quick and efficient for you. If there's anything else you need, please don't hesitate to let me know.
the funding fell through with my other bank, Blaine was able to make my experience much quicker and easier. I was grateful that everything went well and I was able to close on time.
Reply from Blaine Bailey
June 9th, 2026 06:32 PM
Loretta, I'm pleased to hear that I could assist you in making the process quicker and easier after the challenges with your previous bank. I'm thankful everything went well and that you were able to close on time. If you need any further assistance,...
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Blaine made this a smooth process and was very knowledgeable about our needs
Reply from Blaine Bailey
May 29th, 2026 07:12 PM
Clive, I'm grateful for your kind words. It's nice to know that I could make the process smooth and meet your needs with my knowledge. If you have any more questions or need further assistance, I'm here to help.
He is so nice to communicate with and he always he explained everything and also alw ready to answer all my concerns He is a nice guy
Reply from Blaine Bailey
May 29th, 2026 02:51 PM
Jessa, I appreciate your kind words. I'm glad to hear that you found our communication helpful and that I could address all your concerns. If you ever have more questions or need assistance, feel free to reach out.
Very through and knowledgable in addressing questions we had about our loan and the process . very detailed too. Great service .
Blaine made this process as smooth and stress free. He is knowledegable, patient, and communicated well from the very first contact. He allows for a good mix of space while still lettting you know that he is there to support and assist. He's...
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Reply from Blaine Bailey
May 18th, 2026 02:36 PM
Thank you, Baltazar, for your kind words and recommendation. I'm happy to hear that you felt supported and comfortable throughout the process. It was a pleasure working with you, and I’m grateful I could help make things smooth and stress-free....
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Blaine is both extremely responsive and patien. He really wants a successful mortgage experienc.
He was incredibly helpful throughout the entire process. Whenever we had questions, we could call him at any time and he would always answer. He was patient, never made us feel judged, and took the time to address even our smallest concerns....
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Reply from Blaine Bailey
April 6th, 2026 06:41 PM
I'm so glad to hear that I could help make the process easier for you. It's important to me to be available and supportive, and I'm pleased to know that my approach was helpful. Thank you for your kind words, and don't hesitate to reach out...
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Always available when you need help with something, always giving the best option and making everything go smoothly. I would 100% recommend Blaine Bailey.
Reply from Blaine Bailey
April 6th, 2026 07:18 PM
I appreciate your recommendation and am glad I could assist you. Being available and providing the best options is important to me, and I’m pleased to know that everything went smoothly for you. Should you need any help in the future, please...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 183991
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.