

Billy Gardner
Sr. Loan Officer

New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we ha... Show More
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Billy and his Loan Processor (Brian) were wonderful, however the undewriting process was a nightmare. I would recommend Billy and Brian and day, but not the company as a whole as underwiring was overly zealous, and not timely in their corresponding....
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Reply from Billy Gardner
January 19th, 2026 01:36 PM
Rachel, I'm grateful for your positive comments about the work Brian and I did for you. You exceeded my expectations and I think you are amazing. . I understand the underwriting process can be a challenging part, and I'm sorry to hear it was...
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All the loan process was excellent
Reply from Billy Gardner
January 5th, 2026 07:51 PM
It's great to hear that you found the loan process excellent, Esteban. I'm glad I could assist you effectively. If you have any further questions or need help in the future, feel free to reach out. Best wishes!
Smooth transacton. Vetted client well.
Billy was truly invested in making my dream come true. He was an essential part of my journey. He guided me through all stages of the process and helped reassure me every step of the way. My father passed in March and his wish for me was to...
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Reply from Billy Gardner
November 5th, 2025 08:49 PM
Tonya, Wow—thank you so much for your incredibly kind words. I’m truly honored to have been part of your journey, especially knowing how meaningful this milestone is in fulfilling your father’s wish. Your story touched me deeply, and I’m grateful...
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Billy was absolutely amazing throughout this transaction! My client wouldn’t have been able to purchase her home without his help. His communication with both my client and me was excellent—always timely, clear, and professional. Billy truly...
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Reply from Billy Gardner
November 5th, 2025 08:57 PM
Jnai,Thank you so much for the kind words—that really means a lot to me. I’m genuinely grateful for the chance to work with you for the first time and help her dream come true. It’s moments like these that remind me why I love what I do.
You...
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Quick, efficient, easy to communicate with.
Reply from Billy Gardner
October 29th, 2025 03:03 PM
We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
Excelllent customer service and communication!
Reply from Billy Gardner
October 17th, 2025 04:32 PM
Cindy,I just saw your review, and it completely made my day. Thank you so much for taking the time to do this. It was a pleasure working with you on Amy's new home purchase and I truly appreciated your professionalism and collaboration. I hope...
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I have no recomendation
Reply from Billy Gardner
October 13th, 2025 02:06 PM
Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
Working through issues and Sunee made me comfortable.
Reply from Billy Gardner
October 4th, 2025 05:38 PM
Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
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About
New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing