
Bill Duggan
Bill Duggan | NMLS# 181345


Old Dominion University
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
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I enjoyed how often i was called to make sure I had everything taken care of, and check up on if I had any questions
Reply from Bill Duggan
October 13th, 2025 03:09 PM
Congrats on your first home Devin! It was a pleasure working with you. Thrilled we were able to get the down payment grant for you and close ahead of schedule. Nice birthday present for sure. Don't hesitate to reach out if you need anything....
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You were so patient and helpful everytime we called! Even answering after normal business hours. Thank you so much for going above and beyond
Reply from Bill Duggan
October 15th, 2025 07:27 PM
I’m really glad you felt supported throughout our interactions, William. I aim to be as available and helpful as possible, and it's great to hear that you appreciated the extra effort. Thank you for trusting me and Atlantic Bay Mortgage Group...
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Bill did wonderful job creating creating a wonderful home buying experience for us. He was informative and professional through the entire process.
Reply from Bill Duggan
September 15th, 2025 07:48 PM
It's encouraging to know that I could help make your home buying experience a positive one, Kyle. Being informative and professional is something I strive for in every transaction. Thank you for entrusting me with such an important decision....
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Great experience with Bill and his team
Reply from Bill Duggan
September 15th, 2025 07:48 PM
I'm pleased to hear that you had a great experience with me and my team, Tyler. It's important to me that every client feels well taken care of throughout the process. Thank you for choosing Atlantic Bay for your mortgage needs. If there's...
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Great experience. Very helpful and kind.
Reply from Bill Duggan
September 15th, 2025 07:49 PM
It's important to me that each client feels supported and treated kindly throughout the process. Thank you for sharing your positive feedback and your 5 star review. If you need any assistance in the future, feel free to reach out. Take care,...
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he was wonderful to work with
Reply from Bill Duggan
September 15th, 2025 07:50 PM
I appreciate your kind words, Steven. It's great to know that you found working with me enjoyable. It was a pleasure to work with you and Pam! If you have any more questions or need assistance in the future, don't hesitate to get in touch....
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We worked very well with Bill, He was always available when We had questions. He made whole Process stress free. Thanks again Bill for all your help.
Reply from Bill Duggan
September 15th, 2025 07:52 PM
It makes me very happy to hear that you found the process stress-free and that I could assist with any questions you had along the way, Pam. Being available for my clients is important to me, and I'm happy it made a difference in your experience....
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Bill was great throughout my loan process. He made my deal happen so fast and was very understanding with all my questions and concerns!
Reply from Bill Duggan
September 15th, 2025 07:52 PM
I’m glad to hear that I could assist you so effectively during your loan process. Ensuring a smooth and quick experience while addressing all your questions and concerns is always my goal. I appreciate the opportunity to work with you and am...
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The communication was excellent! I fe supported throughout the process. I was also kept informed.
Reply from Bill Duggan
May 23rd, 2025 04:30 PM
That's awesome to hear that you felt supported and well-informed throughout the process. Excellent communication is a priority for me, and I'm pleased it made a positive impact on your experience. Thank you for choosing me and my team at Atlantic...
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Bill and his team of folks at Atlantic Bay were awesome. Every step of the way, the team kept me well informed. They made the arduous task of getting a mortgage look easy. Outstanding customer service!!!
Reply from Bill Duggan
May 20th, 2025 05:47 PM
I'm thrilled to hear that you had such a positive experience with us, John. It's great to know that our team kept you well informed and made the mortgage process smooth for you. Thank you for your kind words about our customer service. It was...
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About
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
Products & Services
Mortgage Loan Officer
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Education
- Old Dominion UniversityBusiness Administration and ManagementBachelor of Science (BS)

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 181345
- Licensed States: VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.