
Bill Duggan
Bill Duggan | NMLS# 181345


Old Dominion University
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
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Mr. Duggan is great person to work with he very detailed, informative, and knowledgeable.
Reply from Bill Duggan
May 20th, 2025 05:46 PM
I'm thrilled to hear about your positive experience working with me. It's wonderful to know that you found my assistance detailed, informative, and knowledgeable. I truly appreciate your kind words. Feel free to reach out if there is anything...
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Bill was incredibly personable and always made himself available to answer my questions in a clear and approachable way. He made the mortgage application process seamless, which made a world of difference. Having that kind of personal connection...
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Reply from Bill Duggan
May 20th, 2025 05:45 PM
I'm delighted to hear that your mortgage application process was seamless and that I could help ease your anxiety. It was a pleasure assisting you, and I appreciate your kind words about our interactions. Thank you for choosing me & Atlantic...
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Could have been a little more upfront about cost associated with the VA loan.
Reply from Bill Duggan
May 20th, 2025 05:45 PM
Thank you for your feedback, Mark. I understand the importance of having clear information upfront, especially regarding costs associated with a VA loan. I appreciate your input. If you have any further questions or need clarification, please...
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Bill was AMAZING! Every step of the process was clearly explained to us and made it very understand where we were in the process and what to expect next
Reply from Bill Duggan
April 14th, 2025 03:17 PM
Thank you for your kind words Jessie!! I'm so happy to hear that you found the process clear and understandable. It was a pleasure assisting you & Tyler with the purchase of your first home together. Please don't hesitate to reach out if we...
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Great experience overall!
Reply from Bill Duggan
February 24th, 2025 03:35 PM
Hi Julia, Thank you so much for your kind words! I'm happy to hear that you had a great experience. It was a pleasure working with you & Andrew on your purchase, and I'm glad I could be part of your journey. If you ever have any questions or...
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Bill and the rest of his staff are consummate professionals! Any questions we asked were handled quickly and explained throughly. on several occasions Bill would reach out directly to ensure my wife and I knew exactly where we were in the process...
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Reply from Bill Duggan
February 10th, 2025 02:02 PM
Jeff, thanks for the awesome review! I really appreciate you taking the time to share your experience. My team and I strive to make the mortgage process as smooth and transparent as possible, so it's fantastic to hear we hit the mark for you...
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Bill, and everyone on his Team, were wonderful! Everything was explained to me so that I had a complete understanding of the home buying process and my options, and communication was excellent! Bill worked closely with my Realtor, Dominic Ward,...
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Reply from Bill Duggan
February 4th, 2025 05:21 PM
Deborah, it was a true pleasure working with you throughout your first home buying experience. I'm so glad my team and I were able to make the process clear and keep the lines of communication open. Dominic is great to collaborate with, and...
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Grea, positive experience so far .
Reply from Bill Duggan
January 23rd, 2025 05:31 PM
Thank you, Jefferson, for your feedback. I'm pleased to hear that you've had a positive experience with your Construction Perm loan so far at Atlantic Bay Mortgage Group. We strive to provide the best service and your 4.50 out of 5-star rating...
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Very communicative and provided great guidance through the process. We switched lenders due to Bill's willingness to guide us even before we were officially working with him! Great experience.
Reply from Bill Duggan
January 27th, 2025 02:49 PM
Thanks for your review, Jen! I'm happy to hear that you had a great experience with Atlantic Bay Mortgage Group. Communication is key in our line of work, so I'm glad you felt guided throughout the process. I appreciate your trust in switching...
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Buying a home and leaving a home you've lived in for 50+ years is stressful. When I needed to know what I was doing, Bill never failed to answer a phone call. He put my mind and heart to rest. I'm glad I went with this company.
Reply from Bill Duggan
January 7th, 2025 08:03 PM
I sincerely appreciate your feedback, Lee. I understand how stressful the process of buying a new home and leaving an old one can be, especially one you've lived in for so long. I'm happy to know that I was able to alleviate some of that stress...
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About
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
Products & Services
Mortgage Loan Officer
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Education
- Old Dominion UniversityBusiness Administration and ManagementBachelor of Science (BS)

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 181345
- Licensed States: VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.