
Bill Duggan
Bill Duggan | NMLS# 181345


Old Dominion University
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
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Bill Duggan is a knowledgeable loan officer.
He listened to us and addressed all concerns and answered all our questions. We will always give our business to Bill & Atlantic Bay Mortgage
Thanks Bill!
Reply from Bill Duggan
February 11th, 2026 05:39 PM
I'm grateful for your trust and kind words, Tonya. Happy to be able to help you & Billy to get this done! I'm here whenever you need assistance. Take care - Bill
Whole process was seamless
Reply from Bill Duggan
February 11th, 2026 05:37 PM
I'm glad to hear that the process went seamlessly for you, Kyle. Making refinancing a straightforward experience is always my goal. Thank you for trusting us with your refinance. If you have any more questions or need further assistance, feel...
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Bill really knows his stuff. We appreciate his help with making owning our home a reality.
Reply from Bill Duggan
December 1st, 2025 01:49 PM
I'm glad I could play a part in helping you achieve your homeownership dream, Matt. Knowing my expertise was valuable to you is very satisfying. If you have any questions or need further assistance, feel free to reach out. Thank you for choosing...
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Thank you so much for your YEARS of help on making our dream a possibility. I couldn't say enough great things about our experience.
Reply from Bill Duggan
December 1st, 2025 01:50 PM
It means a lot to hear that you've had such a positive experience over the years, Amy. It was a true pleasure working with you and Matt. Being part of making your dream a reality is incredibly rewarding for me. Thank you for sharing your kind...
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Bill explained every detail walking me through the entire process. He answered all my questions and calmed my apprehensions. I would recommend Bill to anyone looking for a mortgage.
Reply from Bill Duggan
December 1st, 2025 01:50 PM
I'm glad that my explanations and guidance helped you throughout the mortgage process, Brenda. It's important to me to ensure all your questions are addressed and any concerns eased. Your recommendation means a lot—thank you for your trust...
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Experience was great
Reply from Bill Duggan
December 1st, 2025 01:51 PM
I'm glad to hear that you had a great experience, Alexis. Thank you for choosing to work with me on your purchase and for the 5 star review. If there's anything you need in the future, don't hesitate to reach out. Best regards, Bill
Bill was awesome to work with. As young adults no one has really taken us seriously on the home buying process and he took us serious from day one and allowed us an opportunity to have a chance at our first home. We are so thankful for him...
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Reply from Bill Duggan
October 29th, 2025 02:21 PM
Wow, what an awesome review Haley! Thank you so much for your kind words. It was truly our pleasure to be able to assist you and Mason in your home buying journey. We wish you all the best and are always here for you. Take care, Bill
Very knowledgable and patient. very thankful to have Mr. Bill as my lender
Reply from Bill Duggan
October 29th, 2025 02:22 PM
Amanda, I appreciate your kind words. It's heartening to know that my knowledge and patience were helpful to you during the lending process. Thank you for choosing to work with me. If you have any questions or need further assistance in the...
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Atlantic Bay made the process of buying a home easy!
Reply from Bill Duggan
October 15th, 2025 07:30 PM
I'm glad to hear that buying a home was easy with Atlantic Bay. Thanks for sharing your experience. We were happy to be able to assist you with your purchase. All the best, Bill
Great service from Bill and the team. All our questions were answered very thorough. We definitely learned a lot from Bill and the team! Will definitely recommend Bill and Atlantic Bay to our friends and families!
Reply from Bill Duggan
October 15th, 2025 07:29 PM
Robert, thanks for the 5 star review and the kind words. It's encouraging to know that you felt well educated and had all your questions answered thoroughly. I appreciate your trust in recommending me and Atlantic Bay to your friends and family....
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About
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
Products & Services
Mortgage Loan Officer
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Education
- Old Dominion UniversityBusiness Administration and ManagementBachelor of Science (BS)

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 181345
- Licensed States: VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.