
Bill Duggan
Bill Duggan | NMLS# 181345


Old Dominion University
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
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I had a great experience working with this mortgage company from start to finish. The entire team was professional, responsive, and made the home loan process smooth and stress-free. They took the time to explain everything clearly, answered...
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Reply from Bill Duggan
May 19th, 2026 08:41 PM
Dalton, I'm glad to hear you had such a positive experience with my team at Atlantic Bay Mortgage Group. It’s great to know that our professionalism and responsiveness made the home loan process smooth for you. Your kind words about our customer...
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Personable, patient, easy to work with, and made the process feel less daunting.
Reply from Bill Duggan
May 19th, 2026 08:42 PM
Thanks very much for your kind 5 star review Ginny! It was awesome working with you and Daniel. We wish you well and please reach out if we can be of any assistance in the future. Best, Bill
Great service and information
Reply from Bill Duggan
May 19th, 2026 08:45 PM
I'm glad to hear that you found the service and information helpful, Sederick. Thank you for taking the time to share your experience. Really enjoyed working with you and Taylor. If you have any more questions or need further assistance, feel...
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Bill is the best. He always comes through! Great advice. I've worked with Bill for multiple mortgages over the years. Highly recommend him!
Reply from Bill Duggan
April 24th, 2026 03:32 PM
Matt, I'm grateful for your continued trust and high recommendation. It's awesome to know that my advice has been helpful and that you've had great experiences with multiple mortgages. Thank you for your kind words and ongoing support! Really...
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Made everythink easy, So frieny and professional
Reply from Bill Duggan
April 24th, 2026 03:30 PM
I'm glad to hear that you found the process easy and appreciated the friendly, professional service. Thank you for your kind words, Jeanie. If there's anything else I can assist you with in the future, please feel free to reach out. All the...
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Thank you for your assistance in helping to gather my documents in this process. Yes i definitely contact you again if i need to , and If I have questions or will rise up along the entire journey. Thank you and Gid bless u more.
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Reply from Bill Duggan
April 20th, 2026 06:19 PM
I'm grateful for your kind words, Gemma. I appreciate your 5 star review. Please don't hesitate to reach out if you have any questions in the future. Wishing you all the best, and thank you for your blessings! All the best, Bill
Having all my documents available made this process soo easy and probably faster than most!!!! I was kept well informed through the entire process. I let Bill know what l needed and he did his best to get me there for my second dealings AGAIN!!...
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I really appreciated you keeping me up to date on the interest rates and keeping me well informed thru this process, you made it very easy!!!
Reply from Bill Duggan
March 30th, 2026 02:18 PM
Thanks for your feedback, Brea. I'm so glad to hear I made the process easy for you. Thanks for choosing Atlantic Bay Mortgage Group for your refinance! If you have any further questions or need assistance going forward, feel free to reach...
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Our experience with Bill was nothing short of AMAZING! We would definitely recommend him for your mortgage needs. Very personable and compassionate about our needs. Can't thank him enough for all his efforts and successes.
Reply from Bill Duggan
March 16th, 2026 01:49 PM
WOW, thank you Johnny for this "amazing" review and your kind comments!! It was such a pleasure to work with you and Sherry. It is reviews like this that make my job enjoyable. And it is especially kind of you considering the unforeseen "issues"...
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Easiest experience ever. Bill and Emily made this process so smooth and easy! I would recommend Atlantic bay to anyone!
Reply from Bill Duggan
March 16th, 2026 01:50 PM
Woo Hoo!!! Thanks for this review and for your kind comments. We enjoyed working with you! Don't hesitate to reach out if we can help you in the future. Best, Bill
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About
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
Products & Services
Mortgage Loan Officer
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Education
- Old Dominion UniversityBusiness Administration and ManagementBachelor of Science (BS)

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 181345
- Licensed States: VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.