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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Martha E
    Clearwater, FL
    Posted on February 2nd, 2019 04:56 PM
    Great communication and customer care
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    William R
    Holiday, FL
    Posted on February 1st, 2019 05:26 PM
    It was a great experience because we got to deal with Bill Baralt. He is a understanding and patient person.
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    Christopher M
    St Petersburg, FL
    Posted on January 26th, 2019 03:08 PM
    Went out of his way to help my situation to which is unusual. He did great!
  • Encompass
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    Amy N
    Safety Harbor, FL
    Posted on January 8th, 2019 01:23 AM
    Bill was helpful throughout the process and made communication easy!
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    Brian J
    Safety Harbor, FL
    Posted on January 3rd, 2019 03:03 PM
    Thanks for everything Bill - you and your team made the entire process clear and helped us navigate through any obstacles we encountered. We couldn't be happier!
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    Kelly A
    Clearwater, FL
    Posted on December 29th, 2018 05:34 PM
    Bill is very informative, communicates with you through all the stages. He is friendly and figures out the best way to get you the best rates on your mortgage.
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    Kira I
    Largo, FL
    Posted on December 28th, 2018 07:57 PM
    Helpful.
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    Teresa F
    Kenneth City, FL
    Posted on December 20th, 2018 04:45 PM
    Bill did what other companies were unable to do. Great communication from everybody. Will recommend Bill to everybody in real estate.
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    April L
    Seminole, FL
    Posted on December 7th, 2018 02:40 PM
    Bill was great, he stayed in contact with me the whole time, and let me know what steps to take nor follow.
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    Heidi J
    Largo, FL
    Posted on November 24th, 2018 04:31 PM
    Bill is easy to get a hold of, I find that is a rare trait nowadays. Bill is easy to communicate with. Office staff is just as nice and friendly as Bill. I had a great experience, I will definitely be a repeat customer.
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.