
Bill Baralt
Mortgage Loan Advisor | NMLS# 372335

Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Received all informative emails quickly, making the buying process a little less stressful. Great communication skills!
Great communication and thorough communication.
Bill made the process go smoothly and we are now in our home!
His cooperation and keeping me informed
Bill and his team were great to work with, a smooth and easy process. Very happy and will definitely keep in mind for future use! Thanks for all of your work, Bill!
Bill was very nice throughout our process he actually save me money which I appreciated I would recommend him to any of my friends who needed a mortgage I believe he went the extra mile
bill made the experience of buying our first house as stress free as possible i will definitely recommend him to any of my friends that are looking to buy a house
I was kept updated and informed through the whole process and any questions I had were answered and addressed as quickly as possible.
Communication was excellent!!! Always there to answer any questions we had. Very detailed in what we needed as far as documents and any other items needed. Super nice and caring. My husband and I will definitely recommend Bill and Hamilton...
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.