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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Bonnie A
    Oldsmar, FL
    Posted on May 17th, 2020 01:48 PM
    The process was quick and easy and bill helped to make sure everything went smoothly.
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    Michael A
    Spring Hill, FL
    Posted on May 16th, 2020 02:13 PM
    Great communicator and always there when I called with questions. Quick closing.
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    Kenneth E
    Oldsmar, FL
    Posted on May 14th, 2020 01:42 PM
    Bill was great throughout the whole process. He kept us informed on what steps were next, provided videos on what to expect, and was available to answer any questions we had. This experience was extremely streamlined, super easy, and made the...
    read more
  • Encompass
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    Karen L
    Palm Harbor, FL
    Posted on May 9th, 2020 01:28 AM
    Communication and quick close.
  • Encompass
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    Scott R
    Tampa, FL
    Posted on May 5th, 2020 03:02 PM
    As a Real Estate Broker, I feel confident that my clients are well taken care of when Bill is working with them. For he is knowledgeable and very responsive to the needs of his clients.
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    Rachel E
    Tampa, FL
    Posted on May 2nd, 2020 01:04 PM
    Bill walked us through the financial part of buying our first home. Any time we had a question he was able to answer it, and helped us understand the home buying process.
  • Encompass
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    Robert S
    Pinellas Park, FL
    Posted on May 2nd, 2020 12:44 AM
    The timely replies & professionalism
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    Wendy L
    Pinellas Park, FL
    Posted on May 1st, 2020 11:57 AM
    Bill is very good at what he does. We have closed two loans with him and he was able to help my sister refinance her house. We look forward to working with him in the future.
  • Encompass
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    Stephen E
    Clearwater, FL
    Posted on April 24th, 2020 12:04 PM
    Efficient process-friendly!
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    Luke
    Posted on April 21st, 2020 06:59 PM
    When Quicken Loans/Rocket mortgage missed a critical step/check 3/4's of the way through our condo home loan process (with zero options except to literally double our down payment), we turned to Michael Baralt and Hamilton Group Funding for...
    read more
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.