Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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I have been doing business with Ernie Bill and Mike for more than 40 years, they're family and always will be.
Bill and his team were quick to help even though all this happened in the middle of the Covid lockdown. Everything was easy online and quick and efficient. Would definitely work again with Bill and his team!!
Very easy transaction
I believe in any situation, good and frequent communication is the key to accomplishing your goals. Bill kept us in the loop continually during our application process for refinancing, answering questions promptly and leading us through the...
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I have worked with Bill for at least 7 personal transactions. I have also referred friends and real estate clients to him. He is professional and friendly and always gets the job done effectively and efficiently.
Thank you Bill for being available, always returning calls and kindly answering all questions !
We were very pleased with the accurate and timely information given. If we had a question Bill would always be willing to explain our options and if he did not have the answer he would get back to us in a timely manner.
Bill was excellent to work with! Extremely knowledgeable and went above and beyond to help with all aspects of buying our home. I’ll recommend him to anyone I know.
Bill was great to work with. Very thorough and responsive.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.