Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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Reviews from Web
This is our third loan with John and team. They are always available and provide great customer service! I trust John to provide guidance and he hasn’t let us down yet!! Highly recommend!!
John Kay and his team were wonderful and I wouldn't use anyone else. I've used John since 1997, when I purchased my first house. He helped me purchase my second house as well as multiple refinances. Now, even though I'm in Southern California,...
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John and his team were very communicative during the process and clearly laid out our options. The process was very quick, even when we made minor changes. The fastest refinance close we have ever had!
When we first began our home search in early 2020 we were pre-approved for a VA home loan through our bank, however we were misinformed about the length of time that our pre-approval was good for. When we got an offer accepted on a home, the...
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He really knows his business and goes the extra mile to to get the best possible loan. His staff is efficient and helpful. I had no problems with the process of refinancing and it cost me nothing at closing. It was the easiest refinancing I...
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It's been an awesome experience to work with John. He's always super helpful and responsive. He guided us through the entire lending process with patience. As a first time home buyer, we were glad to have John by our side.
I had been putting off refinancing my home loan, as I was dreading the whole process, paperwork and just the general headache of it all. I was referred to John Kay with Cornerstone Home Lending. I have to say that John made the process of refinancing...
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After the upheaval of moving from Colorado to California, what a relief it was to find John Kay! He patiently and competently walked me through the entire process of purchasing a home. I was so grateful for the priority he put on communicating...
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I closed in 2 weeks time with the help of the team’s professionalism .Mr John Kay had explained well the loan process.I will recommend him to my friends and co workers.
John Kay and team were awesome. This is my second refiance with them and they couldn't have done any better. They were promt and very efficient. The process was easy and painless. I would diffently recommend Cornerstone Home Lending. John kept...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
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