Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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Reviews from Web
Thank you to The John Kay Team for making this process go so smoothly. The whole team is easy to work with, helpful and just great people. I appreciate all the work that they have done for us. I highly recommend Cornerstone Home Lending and...
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John and his team made the process of mortgage refinancing simple and smooth. They were very thorough with explanations and answered any of my concerns. I’ve know John for almost 7 years now. John is humble and easy to get connect with. I definitely...
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John looked at our specific situation and worked diligently with us to find the best option for buying a home. He was with us every step of the way and patiently explained the process. It's not an easy process but John made it simple and he...
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John Kay.We could not have refinance this time without you and your staff. You all worked endlessly to get us to the end and to make sure we had the best rates available. You educationed us on the process from our home purchase back in 2017...
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My situation was somewhat unique and John was aware of the details surrounding the sensitive issues. Not only was he highly professional and easy to work with, he was very knowledgeable, patient and responsive. He provided great details to...
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I have known John Kay since 2000. We met while I was just getting into the Real Estate Lending business. I have since gone on to another career but have kept in contact with John. Over the past 20 years John has been a great friend as well...
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This is my first home and I was very nervous about take such a big step financially, but John and his team made this a great experience. If I ever have the chance to buy a 2nd home. I will be giving John a call. He truly cares about your needs....
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John and his team were very patient and did not hesitate to answer any questions we had. They walked us through the process from start to end. I appreciate their responsiveness during the entire process! This team definitely knows how to treat...
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John Kay is the best!! He’s the only person I would ever call for any Loans. He treats you like family, and makes sure you understand everything throughout the whole process. He’s wonderful to work with.
I used John and Team for my home purchase ten years ago, and currently for a re-finance to fund a kitchen re-model. From start to finish, I was kept informed of my options and how each step of the process was going. Knowing that I could rely...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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