Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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This is out 2nd refi with John and his team. John never disappoints. He is always honest on what option makes the most sense. He never tries to sell you on the most expensive option. John and his team are responsive, friendly and will guide...
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I usually don't write reviews, but this time, I feel it would be a huge disrespect to John and his whole team at the Cornerstone Home Lending. John has been recommended to me by my real estate agent as the best mortgage broker in the area,...
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I am honor to recommend John Fitzgerald and all the great team of Cornestone Home Lending for thier care ,assistance and advise . They trully have made our dream of own a home a reality.
It was our second time to work with John - first was a home purchase and then a refinance. Him and his team were very quick and thorough. We closed very quickly on both times. We highly recommend John and his team.
It was our extreme pleasure working with John Kay and his staff on completing the refinancing of our home. This was our second time refinancing with him and as always everything went smooth with no surprises. The loan closed on time and we...
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As a first-time home buyer, I couldn't imagine a smoother experience than one I had working with John, Sharan, Carol and the team. Not only were they able to lock in a historically low rate for my loan, but they patiently and skillfully guided...
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I had used John Kay's services when purchasing a home in 2009. When I was started preparing to purchase this year, it was a no brainer to go back to the dream team! Sharan, Carol, and John were all quick to respond and did anything and everything...
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We have used John Kay's team twice now, once for a home purchase and recently for a refinance. John provides exceptional service, he knows the business and you can tell he truly cares. His team is prompt and highly professional. Highly recommended....
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John wasn't just interested in our home loan; he reviewed our entire portfolio and collaboratively worked with our financial advisor to create a loan and a plan to positively redirect our family's financial future. Working with John was one...
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John was personable, easy going, understandable, and made the process seamless. We purchased our home a little over a year ago and this was our first time going through the refinance process. It was unfamiliar and intimidating. John was there...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
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