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Ben Kelley - Vice President in Irvine, CA

Ben Kelley

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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5 Star
96%
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4%
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Reviews from Web
  • SFTP
    C
    Christopher S
    LOUISA, VA
    Posted on August 22nd, 2026 02:16 PM
    People were very helpful in explaining documents needed, what they looked like, etc
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    Isaac W
    NEW SMYRNA BEACH, FL
    Posted on August 21st, 2026 03:36 PM
    Everybody really did a great job keeping me updated and informed all the way to closing.
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    J
    Jennifer M
    Loveland, CO
    Posted on August 20th, 2026 04:25 AM
    He is Extremely Personable and contacted Me when rates went down and approved me to refi with a bit more cash out. Kiddos college.... it is what it is ❤️ Going through the approval process was nice n easy too. I am Not a tech person and he...
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  • SFTP
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    Celeste C
    FOUNTAIN, CO
    Posted on August 18th, 2026 03:16 PM
    Ben is great to work with. The entire process was fast, simple, and seamless. Excellent service from start to finish!
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    Jaime A
    KAPOLEI, HI
    Posted on August 14th, 2026 03:59 PM
    awesome job, very helpful and informative
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    Janice M
    ORLANDO, FL
    Posted on August 12th, 2026 02:15 PM
    Ben made the process so quick and easy. He was very patient, answering all my questions or concerns. Truly great at what he does and responds very quickly with call backs or texts. Very thankful for his help.
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    Christine W
    Punta Gorda, FL
    Posted on August 9th, 2026 12:59 PM
    The process started really great, and Ben was great. There was a marked difference once the loan proceeded into the final days. Communication was lacking, and I had to ask repeatedly for rather basic information about the details of the mortgage...
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    Michael B
    Joplin, MO
    Posted on August 8th, 2026 04:14 PM
    Ben was very helpful in meeting my specific needs. He listened to what I wanted and worked to make that happen. He followed up consistently with information and loan progress and pushed the team when required to meet milestone dates. Overall...
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    Nathan W
    CHEBOYGAN, MI
    Posted on July 30th, 2026 08:35 PM
    Ben was professional, knowledgeable and understanding about the issues I was going through. He not only took the time to explain every aspect of the loan process, sometimes multiple times, he didn't treat me like I was stupid. He seemed to...
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    Flora M
    INDIO, CA
    Posted on July 30th, 2026 04:30 PM
    Ben is a true experienced broker. He is no-nonsense and honest. Appreciate finding him and realize why he is in the top tier of his craft.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Non-QM
    Reverse Mortgage
    DSCR Loans
    Interest-Only Mortgages
    ITIN Mortgage Loans
    Bank Statement Loans
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    Memberships
    • NMLS
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 375655
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing