

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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People were very helpful in explaining documents needed, what they looked like, etc
Everybody really did a great job keeping me updated and informed all the way to closing.
He is Extremely Personable and contacted Me when rates went down and approved me to refi with a bit more cash out. Kiddos college.... it is what it is ❤️ Going through the approval process was nice n easy too. I am Not a tech person and he...
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Ben is great to work with. The entire process was fast, simple, and seamless. Excellent service from start to finish!
awesome job, very helpful and informative
Ben made the process so quick and easy. He was very patient, answering all my questions or concerns. Truly great at what he does and responds very quickly with call backs or texts. Very thankful for his help.
The process started really great, and Ben was great. There was a marked difference once the loan proceeded into the final days. Communication was lacking, and I had to ask repeatedly for rather basic information about the details of the mortgage...
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Ben was very helpful in meeting my specific needs. He listened to what I wanted and worked to make that happen. He followed up consistently with information and loan progress and pushed the team when required to meet milestone dates. Overall...
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Ben was professional, knowledgeable and understanding about the issues I was going through. He not only took the time to explain every aspect of the loan process, sometimes multiple times, he didn't treat me like I was stupid. He seemed to...
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Ben is a true experienced broker. He is no-nonsense and honest. Appreciate finding him and realize why he is in the top tier of his craft.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing