

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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It was simple and to the point. Interest rate was higher than I would prefer but given the circumstances I can understand why.
My transaction was not perfect. There were a couple of glitches, but in every case, Ben and his team quickly resolved each issue and it was done faster than expected in every case. This is the value of someone like Ben Kelley. He gets it done...
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Working with Ben was seamless, fast, simple, yet professional on every level..I was on the fence about doing anything financially with the world changing all around us Ben put all my fears at ease and proved to me the benefits of making this...
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process was quick and seamless
Ben was patient and answered all my questions in a timely manner.
Ben was extremely helpful and patient as I had several personal and health issues to deal with at the same time. Ben was very compassionate and helped me to get this done. He is a great asset to your team.
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enjoyed working with Ben very much. He was excellent. I do not like the fact that they don't pay the bills electronically. They send it out in a paper check and it could take 30 days. I also did not like the fact that I felt like I kept getting...
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Ben was very supportive and persistent. He did his best to be creative when the first attempt failed. We had a good result in the end.
Everything went quickly and was closed on the loan in a week.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing