Ben Kelley
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Every person that I spoke with during the loan process was extremely nice. They always responded back to emails or phone calls pretty quickly. When I would call them and they would answer I could tell that their full attention was on my loan....
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Great experience very good with communication and keeping me informed during the whole process. There was a few hiccups that were not on his part, but was able to get me answers and keep me informed on the process.
Quick and answered all my questions
Ben is personable and knowledgeable. Unlike some bankers from other firms that I talked to in this process, he was up front and transparent with the information I needed He also gave me all the different scenarios that I asked for and walked...
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was very attentive answer. All my questions answered all my calls walked me through the process may be very comfortable.
Couple of minor hiccups which were easily overcome. Oberall experience/process was great
Ben was very helpful in making decisions and gently prompting me along to keep the process moving
I had a lot of incoming phone calls first thing in the morning . Ben was the only one to reach out through text and offer to speak with me through the option of my choosing. This was a big decision for me and I had no idea what I was doing...
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the fact some one would respond pretty fast when questions arose made me very happy.
Ben was personable and answered all my questions and not only did he answer them he gave me the "why" so I could further understand the process
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing