

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I was dificult to contact, however Ben made all efforts to speak with me on the day and subsequent to the day I made my loan inquiry. Ben was persistent in his communications anwas very diligent, not pushy. Finally, when we did speak he informed...
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The team made the process so easy and kept us updated along the way.
The biggest issue is the company that is distributing the loan. I got the cash immediately but the credit cards that are to be paid off have not been paid. It took a couple of days for it to be approved on their end though it had already been...
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Ben was there every step of the way to answer any and all questions with experience and knowledge. Super fast closing and process.
Refinanced. Received what he said would happen. Good times :)
Communication was fantastic
Proactive and upfront
Ben was so helpful and answered all my questions some of them repeatedly haha. the fact that he texted me without being pushy and being so responsive was the winner for me. He stayed on the phone to walk me through every little bit with so...
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Ben Kelley was knowledgeable during the whole loan process and understood all of what was occurring in every transactional event, up until we reached full maturation of the specific loan at hand. Cant wait to recommend him to all of whom I...
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this is the first and only mortgage team i have ever worked with that says they care and follows through on every single commitment they make . absolutely stellar process from the first conversation with ben.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing