

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Incredibly fast response fron Ben and totally impressed with the number of options he presented for funding. Equally impressive was the 1 day approval and funding in 3 business days! So happy! Will definitely recommend Ben to others!
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Highly professional, knowledgeable, consistent, personable and caring. Answered questions quickly and delivered on all levels. Made the process easy and communicated frequently. Absolutely never dropped the ball.I have referred him to numerous...
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Ben was prompt, listened to what i had to say, and found me the best solution for my financial situation. He took time to talk me through the process, explained what I needed to know, and consistently followed up whenever I had a question....
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Ben is very pleasant, professional, and respectful. He is very knowledgeable and really listens. Genuine. Goes above and beyond. Always available. Made the experience enjoyable and gratifying. Highly recommend.
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Ben gave me different options and then gave me time.to think on my options. He followed up without being pushy. . He stayed professional but approachable. He helped us achieve our goals and more. I will definitely use him again if we need too....
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Ben far exceeded expectations by putting together a HELOC loan with a really quick turnaround time deadline as requested. He was keepIng me informed of updates and progress throughout the entirety of the proces. He did an excellent job and...
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Very transparent and clearly communicated timelines.
Great team very professional know the business very well thank again HLK
Excellent interaction smooth and quick Answered all my questions
Fast and easy process.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing