

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Benjamin didn't give up. I was just looking, not really sure I wanted to get a loan. The more I got into it, the more I did. He made it easy. Others were calling me, it was a real learning experience. While these others were trying to get me...
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Very informativ, and able to walk me through all my questions. Very attentive and responsive. highly recommend.
Ben did a great job of explaining everything and anticipating my needs. The streamlined process with minimal paperwork was a bonus!
Ben was great to work with, honestly this process was so easy I was a little skeptical, but wish I would have done it sooner. My experience with West Capital was simple and fast, it will allow me to complete some much needed projects around...
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Great customer service
Great service, quick turn around, great rates! Nice folks, easy to work with.
Fast, easy, and great communication by all parties involved
It was quick and painless! Ben was Awesome! The fastest close ever! 3 days later I have the loan closed.
Ben was so very helpful , knowledgeable, honest and professional. He was all around easy to talk with, no pressure or sales pitch, just honest facts to help guide us in the right direction for what best fit our situation. I would highly recommend......
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Working with Ben was wonderful. The rest of the process was a little more difficult
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing