

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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It was very easy to get this done, and Ben really made it easy for us. I felt he worked with us to get this done.
Ben has been great to work with. looking forward to more loans handled with him
Nice and stress free
It was a difficult process. Im not sure I knew how to look down the road adequately. My knowledge and goals were respected and appropriately challenged. Looking forward to the other side of this.
It got the job done
Ben made perosnal phone calls to me along yhe way there was a point i thought it would not work out and he reassured me and said he will get it done the personal relationship really helps when borrowing money against your biggest asset in life....
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Ben was very helpful with application and talking you through all steps of process
also got back to be very quickly when needed
Cordialpleasant, knowledgeable professional
Working with Ben Kelly on my HELOC was an absolute game-changer. From day one, Ben was exceptionally responsive, professional, and transparent about my options. He took the time to clearly explain the rates and structural terms, making sure...
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The actual process took awhile because we had to provide a lot of extra documents due to special circumstances and at times that got pretty tiring, but ben was in contact with us every single day at every hour of the day to answer any questions....
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing