

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I'm not big on surveys, but Ben made it easy and kept us informed every step of the way. Definitely sold as a customer and will be talking to him again soon!
Ben Kelley is highly dedicated to his clients. He understands his client's needs. Ben Kelley gets results.
Everything went smooth, and Ben Kelley was very informative and helpful.
Ben was efficient, kind, helped every step and was always av to talk whenever we had question literally jo matter what time. He was amazing and I am so grateful we had the opportunity to work with him!
Ben was very informative and made the process very easy and simple.
Ben was amazing feom stwrt start to finish. He made himself available day and night to answer questions. My only negative comment is I was told the interest rate was locked in , but saw a change right before closing which caused a slight increase...
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I had a great experience working with Ben throughout my loan process. He was efficient, communicative, and incredibly supportive from start to finish. Ben made the entire process smooth and stress-free, always keeping me informed and answering...
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VERY UPSETTING , ONE DAY136 calls in one day. never know who you are talking to , to many calls \, started at 8:00 till 1130 at night BAD very very bad, say getting it for loan from one company but getting loan under different loan company...
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Everything went smoothly and we had our money fast!
The service was great. Thank you for everything you have done to make it possible.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing