

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ben listened to what we were looking to accomplish and then gave us his professional opinion and it worked out for us better than we had planned ourselves. Ben gave us better rates and awesome advice. Not only did he help us get the loan but...
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My agent was great the people generally great the tech was apain to work with.
Ben made the process super easy and always had honest answers to all of my questions . 10/10 experience
Ben was right on top of things at all times. He was always so pleasant that it made for a very relaxed experience.
Ben was great to work with. He was quick to answer any question I had. 10 out of 10!!
Ben Kelley was so great. From the very beginning he made us getting a loan so easy and professionl, answered all our questions and was so easy to work with
It was quick and easy.
Ben K., was awesome to work with during my experience. Ben was insightful in what were my realistic options. We discussed different possibilities with the various loans options. Thankful and very appreciative of Ben's awesome customer service...
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When you've exhausted all options by the standard operations of this industry, AI nor old school lenders will even hear your story. Ben was caring from the first conversation, understanding and compassionate to my whole background. He took...
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Mr. Kelley was very knowledgeable and efficient. He explained everything well and made me aware of my options. He was able to help me quickly get the loan I needed. I would highly recommend him.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing