Ben Kelley
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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All responses to my questions were quick and very professional.
I was all set to close last year around the same time on a complete cash out refi. Without getting into too much detail the process took months instead of weeks and the deal fell apart at the last minute leaving me in a bad place financially....
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Low pressure, was willing to share insight and opportunitie.
Great experience Took the time to answer all my questions
Thank you Ben, for your great service, pleasant and patient demeanor and the EXCELLENT communication by you and WCL throughout the HELOC process. A very easy and pleasant experience. I highly recommend WCL. Thank you.
Everything was fast and smooth
Ben Kellley was the man!!
Ben gets things done. Very simple process and Ben does all the heavy lifting. Thanks again.
Very professional and clear
Made a stressful situation much easier - everyone was very polite and knowledgeable
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing