

Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator


Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Benjamin Allred and his team are awesome, Very efficient and professional in their work. I am very pleased with their service.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Jose! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Ben is amazing and Waterstone has always worked magic for us, making the impossible possible. We have used them 3 times and I would tell ANYONE who is even considering purchasing to contact them asap.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Nicole! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
This company/team members have helped my refinance process easy and fast. I would highly recommend them to who's looking for great service.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Vivian! The team and I were thrilled we were able to provide you with a positive refinancing experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Ben is an amazing lender I have had the pleasure to work with on several transactions. He is very responsive, knowledgeable, timely, and personable. I never hesitate when recommending him to my clients.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your kind review, Stephanie. Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me, it was my pleasure to serve you!
Everyone's personal situation is different and may require different approaches. I have personally had several different situations in recent years requiring several moves and Ben has been there for every single one with quick, responsive service...
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Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from Archie D
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for the 5-star rating, Archie. Stay in touch.
Smooth, quick and easy loan process with Ben! Would definitely recommend to anyone who needs a mortgage! 5 stars all the way!!!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for taking the time to write this review, Paul & Bonnie. Providing excellent customer service, throughout the loan process, is always my top priority. I am glad we were able to provide you with a positive experience and were able...
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This is my second experience working with this company. They are great to work with, and I will be working with them again.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you, Keri! It was a pleasure working with you and we always appreciate the repeat business. Looking forward to doing it again when the time is right. Happy Holidays!
Ben was very communicative, patient, and innovative through my very complicated home purchase which took four months to close. I recommend him highly. His transparency and responsiveness stand out.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for the review, Alyson! Your recommendation and kind words mean so much to my team and I. Happy Holidays!
I had a very unique and complicated home purchase. Ben was very communicative, patient, and innovative throughout the process. Thanks to his diligence, I was able to purchase my dream home. Ben's transparency and responsiveness stand out. I...
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree

Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions