

Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator


Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great experience working with the team from Waterstone Mortgage. They handled my refinance quick and efficiently. Would definitely recommend!!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your kind words, Janel! I am thrilled I was able to provide you with a positive refinancing experience and was able to aid in a smooth closing. It was my pleasure to work with you. Keep in touch!
Ben is such a hard worker and an awesome problem solver! Ben is up for any challenge and is so good a getting even the most difficult deals done! Thank you Ben!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for the kind words, Mikki. It was a pleasure working with you. Happy Holidays!
Ben and Martha were great to work with. Ben was very helpful answering questions about refinancing our home. Great communication throughout the process. I would definitely recommend Ben for any loan purchase or refi needs.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your kind words, Susie! Martha and I are thrilled we were able to provide you with a positive refinance experience and were able to aid in a smooth closing. It was our pleasure to work with you. Keep in touch!
Ben Allred is one of the kindest, smartest and most dedicated men I know both personally and in business. I respect him and would recommend him to anyone in need of fabulous service with honesty and integrity.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you so much for your kind words, Ty. I appreciate the review!
I've worked with Ben Allred as a preferred lender for my real estate clients for nearly 20 years. He is always professional, compassionate and detailed oriented, every time. I highly recommend Ben for a consultative approach to home financing....
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Reply from Owner
January 8th, 2026 10:50 AM
Thanks for the great review, John! It has been a pleasure working with you all these years. I look forward to doing it again in the future!
Refinanced my mortgage with Ben Allred from Waterstone mortgage. I had worked with Ben on our original mortgage and knew that he would give me straight forward information with no surprises. From my first contact with Ben on my refinance he...
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Reply from Owner
January 8th, 2026 10:50 AM
It is always my pleasure working with you, Bernard! It is very important to me to build relationships with my clients so that we can both communicate and work on getting the best rates and closing times for any mortgage or refinance. I hope...
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I was really impressed with Ben Allred and his team at Waterstone. He was honest prompt and my refinance went fast.
Thanks
Reply from Owner
January 8th, 2026 10:50 AM
Thank you so much, Steven! It was great getting to work with you. Looking forward to working with you again in the future. Take care!
Ben and Martha were very helpful with all of our questions and concerns. They gave excellent communication through every step of the process.
Reply from Owner
January 8th, 2026 10:50 AM
Isn't it wonderful when you receive excellent communication throughout the loan process? The process goes so much smoother! We're glad you enjoyed working with Ben and Martha.
Everyone was great! What I liked best about working with Ben Allred and his team is that it went fast and easy. The loan process was very clear and easy to understand and I paid less than the estimated costs.
I could not have been more happy working with Ben Allred at Waterstone mortgage. The entire process from start to finish went smoothly thanks to the hard work and responsiveness of Ben. I had a unique situation and there were a lot of twists...
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Reply from Owner
April 3rd, 2019 12:00 AM
Thank you for taking the time to write this review. Having a knowledgeable and responsive loan originator by your side, to help you navigate the loan process, really makes everything that much easier. We're glad Ben was able to provide you...
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree

Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions